# Could You Lose Half Your Retirement Income to Taxes? - 572

Page: https://stenobird.com/podcast/your-money-your-wealth-833911/could-you-lose-half-your-retirement-income-to-taxes-572
Text version: https://stenobird.com/podcast/your-money-your-wealth-833911/could-you-lose-half-your-retirement-income-to-taxes-572.md
Podcast: [Your Money, Your Wealth](https://stenobird.com/podcast/your-money-your-wealth-833911)
Published: 2026-03-10T18:00:00+00:00
Episode link: https://purefinancial.com/ymyw/podcasts/could-you-lose-half-your-retirement-income-to-taxes-572/
Audio file: https://episodes.captivate.fm/episode/8885be31-0c1a-4b87-b325-be81146f8b2d.mp3
Processing state: not_requested
JSON: https://stenobird.com/v1/public/podcasts/your-money-your-wealth-833911/episodes/could-you-lose-half-your-retirement-income-to-taxes-572
Duration seconds: 3060

## Resource

"Carl and Jane" have eight million bucks, and their advisor is suggesting a 130/30 long-short investing strategy. Joe Anderson, CFP® and Big Al Clopine, CPA spitball on whether this is a smart tax move or unnecessary complexity - and whether they would do it themselves, today on Your Money, Your Wealth® podcast number 572. Plus, Tyrone and Tova think they may never even need their retirement accounts, so do they really need to bother with Roth conversions if the kids are going to inherit the money anyway, or could skipping the conversions mean losing half their retirement income to taxes? Mark in San Diego is juggling Roth conversions and Social Security timing without blowing up his tax bill, or the income-related monthly adjustment amount for Medicare, or net investment income tax. And "Boat Drinks" has a big non-qualified deferred compensation plan. How can he structure payouts before it turns into a tax nightmare - and before he potentially gets laid off? Free Financial Resources in This Episode: https://bit.ly/ymyw-572 (full show notes & episode transcript) The Emotionless Investing Guide - free download https://purefinancial.com/white-papers/emotionless-investing-guide/?utm_source=LibsynDestinations&utm_medium=podcast&utm_campaign=YMYW-572 The Ultimate Guide to Roth IRAs - free download https://purefinancial.com/white-papers/roth-ira-white-paper/?utm_source=LibsynDestinations&utm_medium=podcast&utm_campaign=YMYW-572 The Truth About Your Love/Hate Relationship with Money - YMYW TV https://purefinancial.com/ymyw/episodes/truth-about-love-hate-relationship-with-money/?utm_source=LibsynDestinations&utm_medium=podcast&utm_campaign=YMYW-572 Financial Blueprint (self-guided): https://bit.ly/PureFinancialBlueprint Financial Assessment (Meet wi…

## Actions

- request_transcript: `POST https://stenobird.com/v1/public/podcasts/your-money-your-wealth-833911/episodes/could-you-lose-half-your-retirement-income-to-taxes-572/transcription-requests` — Idempotently request low-priority transcript generation for this episode.
- read_markdown: `GET https://stenobird.com/podcast/your-money-your-wealth-833911/could-you-lose-half-your-retirement-income-to-taxes-572.md` — Read the agent-friendly Markdown representation of this episode resource.

A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed.

## Transcript

Full transcripts are not published on public pages unless there is a clear rights basis.