# Can you really build your own family bank? (Ep. 275)

Page: https://stenobird.com/podcast/without-the-bank-podcast-1519613/can-you-really-build-your-own-family-bank-ep-275
Text version: https://stenobird.com/podcast/without-the-bank-podcast-1519613/can-you-really-build-your-own-family-bank-ep-275.md
Podcast: [Without the Bank Podcast](https://stenobird.com/podcast/without-the-bank-podcast-1519613)
Published: 2026-06-25T10:00:00+00:00
Episode link: https://withoutthebank.libsyn.com/can-you-really-build-your-own-family-bank-ep-275
Audio file: https://traffic.libsyn.com/secure/withoutthebank/WTB_-_Ep._275_-_Tarisa_solo.mp3?dest-id=2617376
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JSON: https://stenobird.com/v1/public/podcasts/without-the-bank-podcast-1519613/episodes/can-you-really-build-your-own-family-bank-ep-275
Duration seconds: 1172

## Resource

What if your family stopped sending money to the bank — and started building your OWN banking system instead? In this episode, Tarisa walks through a REAL 3-generation infinite banking case study: a Tennessee farming family where grandpa, son, and grandson all have policies working for them simultaneously. Here's what the numbers actually show: 📌 Grandpa (started in his 50s): Paid $533K → $774K in cash value + $979K death benefit 📌 Son (started in his mid-20s): Paid $357K → $1.17M in cash value + $1.4M death benefit 📌 Grandson (policy started before age 2): Paid ~$100K → $582K in cash value + $703K death benefit TOTAL: ~$991K paid in premiums → $2.5M+ in accessible cash value This is what the infinite banking concept looks like across generations — a self-sustaining family ecosystem of tax-advantaged, contractually-guaranteed, compounding wealth. In this episode: ✅ Real numbers from a real family (no fluff) ✅ Why it's NOT too late to start in your 50s ✅ The power of starting a policy on your child before age 2 ✅ How inherited death benefits get recycled into the NEXT generation's policies ✅ Why storing money in a properly structured whole life policy beats a bank account 👉 Subscribe Here: https://www.youtube.com/channel/UCXYvzroUouEMsTGKFw5nJHQ 👉 Get the book: https://www.withoutthebank.com/book 0:00 The Numbers That Started It All 0:31 Welcome to Without the Bank 0:47 How Banks Get Rich Off Your Family 2:27 Meet the Tennessee Farming Family 4:46 Setting Up a 3-Generation Banking System 7:19 How Infinite Banking Policies Actually Work 8:35 Generation 1: Grandpa (Starting in His 50s) 10:00 Generation 2: The Son (Starting in His 20s) 11:07 Generation 3: The Grandson (Before Age 2) 12:06 The Legacy Transfer: What Happens When Grandpa Passes 13:14 Total Numbers: $991K Paid…

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## Transcript

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