# Without the Bank Podcast Page: https://stenobird.com/podcast/without-the-bank-podcast-1519613 Text version: https://stenobird.com/podcast/without-the-bank-podcast-1519613.md RSS feed: https://withoutthebank.libsyn.com/rss Official site: https://withoutthebank.com Author: Mary Jo Irmen Episodes: 280 ## Resource The archaic system of giving up money today, taking on risk, and hoping to retire is B.S. This podcast seeks to help make you responsible for your money and your future. You are the one who cares more about it than anyone else. I am here to help you and provide the honesty you need. No sugar coating. No false claims. Just straight up truth. ## Machine-readable JSON: https://stenobird.com/v1/public/podcasts/without-the-bank-podcast-1519613 Markdown: https://stenobird.com/podcast/without-the-bank-podcast-1519613.md ## Episodes - [Got Unexpected Money? Here's How To Protect It (Ep. 280)](https://stenobird.com/podcast/without-the-bank-podcast-1519613/got-unexpected-money-here-s-how-to-protect-it-ep-280) — 2026-07-30T10:00:00+00:00 - [Your Business Partner Won't Discuss This? It's a Massive Red Flag (Ep. 279)](https://stenobird.com/podcast/without-the-bank-podcast-1519613/your-business-partner-won-t-discuss-this-it-s-a-massive-red-flag-ep-279) — 2026-07-23T12:16:00+00:00 - [The Art of Noticing: What The Noticer Taught Me About Marriage & Business (Ep. 278)](https://stenobird.com/podcast/without-the-bank-podcast-1519613/the-art-of-noticing-what-the-noticer-taught-me-about-marriage-business-ep-278) — 2026-07-16T14:30:00+00:00 - [The Top Infinite Banking Questions Everyone's Asking — Answered (Ep. 277)](https://stenobird.com/podcast/without-the-bank-podcast-1519613/the-top-infinite-banking-questions-everyone-s-asking-answered-ep-277) — 2026-07-09T10:00:00+00:00 - [5 Money Lies That Are Silently Destroying Wealth (Ep. 276)](https://stenobird.com/podcast/without-the-bank-podcast-1519613/5-money-lies-that-are-silently-destroying-wealth-ep-276) — 2026-07-02T10:00:00+00:00 - [Can you really build your own family bank? (Ep. 275)](https://stenobird.com/podcast/without-the-bank-podcast-1519613/can-you-really-build-your-own-family-bank-ep-275) — 2026-06-25T10:00:00+00:00 - [Is Infinite Banking Too Good to Be True? Answering the Hardest IBC Questions (Ep. 274)](https://stenobird.com/podcast/without-the-bank-podcast-1519613/is-infinite-banking-too-good-to-be-true-answering-the-hardest-ibc-questions-ep-274) — 2026-06-18T10:00:00+00:00 - [The Dangerous Question Your Financial Agent Is Ignoring (Ep. 273)](https://stenobird.com/podcast/without-the-bank-podcast-1519613/the-dangerous-question-your-financial-agent-is-ignoring-ep-273) — 2026-06-11T10:00:00+00:00 - [It Sounds Like Free Money... But Is It? (Ep. 272)](https://stenobird.com/podcast/without-the-bank-podcast-1519613/it-sounds-like-free-money-but-is-it-ep-272) — 2026-06-04T10:00:00+00:00 - [The 401k Deal Nobody Would Take | Average vs Actual Returns (Ep. 271)](https://stenobird.com/podcast/without-the-bank-podcast-1519613/the-401k-deal-nobody-would-take-average-vs-actual-returns-ep-271) — 2026-05-28T10:00:00+00:00 - [Your Spouse Dies — Now What? The Life Insurance Gap Nobody Warns You About (Ep. 270)](https://stenobird.com/podcast/without-the-bank-podcast-1519613/your-spouse-dies-now-what-the-life-insurance-gap-nobody-warns-you-about-ep-270) — 2026-05-21T10:00:00+00:00 - [Why the Wealthy Never Stop Buying Life Insurance (Ep. 269)](https://stenobird.com/podcast/without-the-bank-podcast-1519613/why-the-wealthy-never-stop-buying-life-insurance-ep-269) — 2026-05-14T10:00:00+00:00 - [Your 401k Isn't as Accessible as You Think (Ep. 268)](https://stenobird.com/podcast/without-the-bank-podcast-1519613/your-401k-isn-t-as-accessible-as-you-think-ep-268) — 2026-05-07T10:00:00+00:00 - [Gross Income Is a Lie — Here's What to Ask Instead (Ep. 267)](https://stenobird.com/podcast/without-the-bank-podcast-1519613/gross-income-is-a-lie-here-s-what-to-ask-instead-ep-267) — 2026-04-30T10:00:00+00:00 - [Why Being Debt-Free Could Leave You Broke (And What To Do Instead) (Ep. 266)](https://stenobird.com/podcast/without-the-bank-podcast-1519613/why-being-debt-free-could-leave-you-broke-and-what-to-do-instead-ep-266) — 2026-04-23T10:00:00+00:00 - [Stop Wasting $168,000 on Youth Sports; Do This Instead (Ep. 265)](https://stenobird.com/podcast/without-the-bank-podcast-1519613/stop-wasting-168-000-on-youth-sports-do-this-instead-ep-265) — 2026-04-16T10:00:00+00:00 - [The 401k Tax Bomb Nobody is Talking About (Ep. 264)](https://stenobird.com/podcast/without-the-bank-podcast-1519613/the-401k-tax-bomb-nobody-is-talking-about-ep-264) — 2026-04-09T10:00:00+00:00 - [Why Life Insurance Is Not Optional (Ep. 263)](https://stenobird.com/podcast/without-the-bank-podcast-1519613/why-life-insurance-is-not-optional-ep-263) — 2026-04-02T10:00:00+00:00 - [Why Your 401(k) Isn't Growing Like You Think (Ep. 262)](https://stenobird.com/podcast/without-the-bank-podcast-1519613/why-your-401-k-isn-t-growing-like-you-think-ep-262) — 2026-03-26T10:00:00+00:00 - [Paying Cash is Costing You Millions (Ep. 261)](https://stenobird.com/podcast/without-the-bank-podcast-1519613/paying-cash-is-costing-you-millions-ep-261) — 2026-03-19T10:00:00+00:00 - [The Truth About "No Money Down" Mortgages (Ep. 260)](https://stenobird.com/podcast/without-the-bank-podcast-1519613/the-truth-about-no-money-down-mortgages-ep-260) — 2026-03-12T12:00:00+00:00 - [Is College a Financial Trap? The Real Cost Parents Never Calculate (Ep. 259)](https://stenobird.com/podcast/without-the-bank-podcast-1519613/is-college-a-financial-trap-the-real-cost-parents-never-calculate-ep-259) — 2026-03-05T11:00:00+00:00 - [Banks Push Interest Rates Because They Fear This Alternative (Ep. 258)](https://stenobird.com/podcast/without-the-bank-podcast-1519613/banks-push-interest-rates-because-they-fear-this-alternative-ep-258) — 2026-02-26T11:00:00+00:00 - [Retirement Means "Taken Out Of Service" - And That's The Problem (Ep. 257)](https://stenobird.com/podcast/without-the-bank-podcast-1519613/retirement-means-taken-out-of-service-and-that-s-the-problem-ep-257) — 2026-02-19T11:00:00+00:00 - [Build Your Banking System Before You Buy Your Next Vehicle (Ep. 256)](https://stenobird.com/podcast/without-the-bank-podcast-1519613/build-your-banking-system-before-you-buy-your-next-vehicle-ep-256) — 2026-02-12T11:00:00+00:00 - [Insurance Companies Are Denying More Claims Than Ever—Here's Why (Ep. 255)](https://stenobird.com/podcast/without-the-bank-podcast-1519613/insurance-companies-are-denying-more-claims-than-ever-here-s-why-ep-255) — 2026-02-05T11:00:00+00:00 - [Dividends vs. Interest: The Retirement Income Game Changer (Ep. 254)](https://stenobird.com/podcast/without-the-bank-podcast-1519613/dividends-vs-interest-the-retirement-income-game-changer-ep-254) — 2026-01-29T11:00:00+00:00 - [Your Retirement at 65 Was Built On a Flawed Assumption (Ep. 253)](https://stenobird.com/podcast/without-the-bank-podcast-1519613/your-retirement-at-65-was-built-on-a-flawed-assumption-ep-253) — 2026-01-22T11:00:00+00:00 - [You Already Know Enough (So Why Aren't You Wealthy?) (Ep. 252)](https://stenobird.com/podcast/without-the-bank-podcast-1519613/you-already-know-enough-so-why-aren-t-you-wealthy-ep-252) — 2026-01-15T11:00:00+00:00 - [Your Kids' $1,000 Account Has a Catch | Here's Why (Ep. 251)](https://stenobird.com/podcast/without-the-bank-podcast-1519613/your-kids-1-000-account-has-a-catch-here-s-why-ep-251) — 2026-01-08T11:00:00+00:00 - [Your Biggest Business Problem Isn't What You Think (Ep. 250)](https://stenobird.com/podcast/without-the-bank-podcast-1519613/your-biggest-business-problem-isn-t-what-you-think-ep-250) — 2026-01-01T11:00:00+00:00 - [The Financial Independence Trap Nobody Warns You About (Ep. 249)](https://stenobird.com/podcast/without-the-bank-podcast-1519613/the-financial-independence-trap-nobody-warns-you-about-ep-249) — 2025-12-25T11:00:00+00:00 - [Success Doesn't Look Like You Think (Ep. 248)](https://stenobird.com/podcast/without-the-bank-podcast-1519613/success-doesn-t-look-like-you-think-ep-248) — 2025-12-18T16:01:00+00:00 - [Whole Life vs. UL/IUL: Why Guarantees Win (Ep. 247)](https://stenobird.com/podcast/without-the-bank-podcast-1519613/whole-life-vs-ul-iul-why-guarantees-win-ep-247) — 2025-12-11T11:00:00+00:00 ## Actions Episode pages expose an explicit `request_transcript` action. 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