# MtoM #268: From $50K to $150K in Residency (How It Happened)

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Text version: https://stenobird.com/podcast/white-coat-investor-podcast-725298/mtom-268-from-50k-to-150k-in-residency-how-it-happened.md
Podcast: [White Coat Investor Podcast](https://stenobird.com/podcast/white-coat-investor-podcast-725298)
Published: 2026-03-30T07:00:00+00:00
Episode link: https://whitecoatinvestor.libsyn.com/mtom-268-getting-financially-set-up-during-residency
Audio file: https://traffic.libsyn.com/secure/whitecoatinvestor/MtoM_268_-_Getting_Financially_Set_Up_During_Residency.mp3?dest-id=464350
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Duration seconds: 1826

## Resource

What does it actually look like to get financially set up during residency? In this Milestones to Millionaire episode, we talk with a PGY-4 interventional radiology resident who is already building a strong financial foundation before becoming an attending. From maxing out Roth IRAs and opening a solo 401(k), to paying down debt and managing cash flow, this episode walks through a real-world example of doing the right things early. We also discuss one of the most important (and often overlooked) parts of financial success: how to communicate with your spouse about money and stay aligned on financial goals. If you're a medical student, resident, or early-career physician, this episode offers a practical look at how small, consistent decisions can set you up for long-term wealth. This podcast is sponsored by Bob Bhayani at Protuity . He is an independent provider of disability insurance planning solutions to the medical community in every state and a long-time white coat investor sponsor. He specializes in working with residents and fellows early in their careers to set up sound financial and insurance strategies. If you need to review your disability insurance coverage or to get this critical insurance in place, contact Bob at https://whitecoatinvestor.com/protuity today by email info@protuity.com or by calling (973) 771-9100. Celebrating your stories of success along the journey to financial freedom! Tune in every Monday to the Milestones to Millionaire Podcast, where we celebrate the financial achievements of our listeners and share practical tips for reaching your own milestones. We want to celebrate your milestones—no matter how big or small—and help inspire others to follow your lead. Every week, these episodes feature one listener who has recently achieved a miles…

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