# What to look out for when building an emergency fund

Page: https://stenobird.com/podcast/which-1173816/what-to-look-out-for-when-building-an-emergency-fund
Text version: https://stenobird.com/podcast/which-1173816/what-to-look-out-for-when-building-an-emergency-fund.md
Podcast: [Which?](https://stenobird.com/podcast/which-1173816)
Published: 2026-06-25T23:15:00+00:00
Episode link: https://www.which.co.uk/podcasts
Audio file: https://episodes.captivate.fm/episode/ad91cb3b-64b6-483e-af11-86c4b776dffe.mp3
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JSON: https://stenobird.com/v1/public/podcasts/which-1173816/episodes/what-to-look-out-for-when-building-an-emergency-fund
Duration seconds: 1941

## Resource

Whether you already have a rainy-day pot or the idea of building up your savings from zero feels completely out of reach, do you know how to build a solid financial safety net? In this episode, we break down how to get started on an emergency fund without feeling overwhelmed by the numbers. We talk about whether you can save more with app based savings accounts vs standard high-street savings accounts and we also unpack the tax rules surrounding cash ISAs versus standard savings accounts. We’re joined by Which? expert Matthew Jenkin and Laura Sutter, Director of Personal Finance at AJ Bell, who share their top strategies for spotting account catches, setting rate alerts and ensuring your hard-earned cash is fully protected. Read our guide on emergency funds & sign up for our free Weekly Scoop newsletter . Get in touch with us via email - podcasts@which.co.uk Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine

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## Transcript

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