# Convertible Term Insurance

Page: https://stenobird.com/podcast/wealth-talks-742271/convertible-term-insurance
Text version: https://stenobird.com/podcast/wealth-talks-742271/convertible-term-insurance.md
Podcast: [Wealth Talks](https://stenobird.com/podcast/wealth-talks-742271)
Published: 2026-02-18T10:30:00+00:00
Episode link: https://wealthtalks.libsyn.com/convertible-term-insurance
Audio file: https://traffic.libsyn.com/secure/wealthtalks/561_Audio.mp3?dest-id=258582
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JSON: https://stenobird.com/v1/public/podcasts/wealth-talks-742271/episodes/convertible-term-insurance
Duration seconds: 2455

## Resource

Converting term insurance into a permanent life insurance policy can allow you to recover the cost of your insurance in a matter of a few years, insure that your premium will never increase, your death benefit will never expire, and in addition to this, build cash value equity in your policy that will continue to accumulate and grow tax free. (listen to understand more about this) One of the best kept secrets about Life Insurance is convertible term insurance. Convertible term insurance allows you to take advantage of the low premiums of term insurance and lock in your insurability, and then down the road convert the term insurance into permanent life insurance that builds equity.... all without having to re-qualify for insurance. We use convertible term life insurance and recommend it to our clients. 99% of term life insurance never pays a benefit. This is because term insurance becomes cost prohibitive with premiums as age of the insured increases. We specialize in designing and selling Convertible Term Life Insurance, and Participating Whole Life Insurance for maximizing cash value and growth. Email: team@McFieInsurance.com Call: 317-912-1000 Link to Dave Ramsey vs Infinite Banking binder: https://pages.mcfieinsurance.com/dave-ramsey-v-infinite-banking/?utm_source=youtube&utm_medium=link&utm_campaign=podcast&utm_content=557 Follow the Wealth Talks Podcast on: Instagram: https://www.instagram.com/wealthtalkspodcast/?utm_source=ig_web_button_share_sheet&igshid=OGQ5ZDc2ODk2ZA== Facebook: https://www.facebook.com/profile.php?id=61554798231074 Listen to the Wealth Talks Podcast on: YouTube: https://www.youtube.com/@wealth-talks-podcast Apple Podcasts: https://podcasts.apple.com/gb/podcast/wealth-talks/id978187163 Spotify: https://open.spotify.com/show/7MO…

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## Transcript

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