# Running Out of Money in Retirement: What You Need to Know

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Text version: https://stenobird.com/podcast/wealth-creator-radio-with-eric-heckman-cfp-317643/running-out-of-money-in-retirement-what-you-need-to-know.md
Podcast: [Wealth Creator Radio with Eric Heckman, CFP](https://stenobird.com/podcast/wealth-creator-radio-with-eric-heckman-cfp-317643)
Published: 2025-12-02T17:00:00+00:00
Episode link: https://wealthcreator.com/running-out-of-money-in-retirement-what-you-need-to-know
Audio file: https://traffic.libsyn.com/secure/f049c211-8ce3-4ad2-a70d-c82420603b3d/WCR_435_-_Running_Out_of_Money_in_Retirement.mp3?dest-id=4544182
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Duration seconds: 2607

## Resource

Running out of money is the number one retirement fear for nearly 60% of Americans — and with longer lifespans, rising costs, and unpredictable markets, it's not hard to see why. In this episode, Certified Financial Planner Eric Heckman explains why this risk is more real today than ever, and what you can do to protect yourself. Eric breaks down the factors that cause retirees to overspend, the danger of relying only on market money, how Social Security timing really affects longevity, and the powerful role of tax planning in keeping your income strong for decades. Blueprint to Worry Less Wealth Get your Wealth Creator Toolbox Show notes for this week's episode

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