# Balancing Risk vs. Reward with the 100 Minus Your Age Rule Page: https://stenobird.com/podcast/wealth-creator-radio-with-eric-heckman-cfp-317643/balancing-risk-vs-reward-with-the-100-minus-your-age-rule Text version: https://stenobird.com/podcast/wealth-creator-radio-with-eric-heckman-cfp-317643/balancing-risk-vs-reward-with-the-100-minus-your-age-rule.md Podcast: [Wealth Creator Radio with Eric Heckman, CFP](https://stenobird.com/podcast/wealth-creator-radio-with-eric-heckman-cfp-317643) Published: 2026-01-20T17:00:00+00:00 Episode link: https://wealthcreator.com/balancing-risk-vs-reward-with-the-100-minus-your-age-rule Audio file: https://traffic.libsyn.com/secure/f049c211-8ce3-4ad2-a70d-c82420603b3d/WCR_422_Asset_Allocation_-_Acting_Your_Age.mp3?dest-id=4544182 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/wealth-creator-radio-with-eric-heckman-cfp-317643/episodes/balancing-risk-vs-reward-with-the-100-minus-your-age-rule Duration seconds: 2749 ## Resource A new year always brings new opportunities – but it can also bring new rules. In this episode of Wealth Creator Radio, Eric Heckman is sharing the 2026 retirement forecast, breaking down what's changing, what to watch out for, and how retirees and pre-retirees can plan with more confidence. Plus, he's sharing how to balance risk vs. reward with the 100 minus your age rule, and if bonds are actually safe. Tune in and start worrying less about your retirement in 2026! Blueprint to Worry Less Wealth Get your Wealth Creator Toolbox Show notes for this week's episode ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/wealth-creator-radio-with-eric-heckman-cfp-317643/episodes/balancing-risk-vs-reward-with-the-100-minus-your-age-rule/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/wealth-creator-radio-with-eric-heckman-cfp-317643/balancing-risk-vs-reward-with-the-100-minus-your-age-rule.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.