# Episode 61: Rent or Own? The Truth Explained

Page: https://stenobird.com/podcast/wallet-wisdom-117605/episode-61-rent-or-own-the-truth-explained
Text version: https://stenobird.com/podcast/wallet-wisdom-117605/episode-61-rent-or-own-the-truth-explained.md
Podcast: [Wallet Wisdom](https://stenobird.com/podcast/wallet-wisdom-117605)
Published: 2026-04-28T16:31:00+00:00
Episode link: https://wallet-wisdom.castos.com/episodes/episode-60-rent-or-own-the-truth-explained
Audio file: https://episodes.castos.com/64befa501537d5-65335944/2442520/c1e-4qm3wb8km5mfjg1g3-9jg3odngsdn7-iad3tt.mp3
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Duration seconds: 2347

## Resource

Buying a home or continuing to rent? It’s not as simple as one being better than the other—and in this episode of Wallet Wisdom, we break down why. Brett sits down with Jake, Vice President of Regional Mortgage Production at LMCU, to unpack one of the biggest financial decisions many people face: owning vs. renting. Jake shares an honest, practical perspective shaped by years of helping members navigate homeownership. His biggest takeaway? It’s not a competition. The right choice depends on your life stage, financial situation, and long-term goals. From rising interest rates to common myths about down payments, this episode clears up confusion and gives you a realistic look at what it takes to step into homeownership—when the time is right for you. --- The information provided in this podcast by LMCU is general education or marketing in nature and is not intended to be accounting, legal, tax, investment financial or other advice. Statements of individuals are their own and not LMCU’s. All topics discussed are information of a general nature and do not address the circumstances of any particular individual or entity. Consult an appropriate professional concerning your specific situation. As of the date of publishing or any future date this podcast is broadcast, all rates, fees, payments or other specific figures discussed are subject to change and are dependent upon your specific financial situation. All loan products discussed are subject to credit and collateral approval. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information or other content in the podcast before making any decisions based on such information or other content. In exchange for listening to the podcast you agree not to hold LMCU, its affil…

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## Transcript

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