# Housing Headwinds, Big Bank Credit Color, Supply Surge

Page: https://stenobird.com/podcast/van-hesser-s-3-things-in-credit-a-kbra-podcast-4507838/housing-headwinds-big-bank-credit-color-supply-surge
Text version: https://stenobird.com/podcast/van-hesser-s-3-things-in-credit-a-kbra-podcast-4507838/housing-headwinds-big-bank-credit-color-supply-surge.md
Podcast: [Van Hesser's 3 Things in Credit - A KBRA Podcast](https://stenobird.com/podcast/van-hesser-s-3-things-in-credit-a-kbra-podcast-4507838)
Published: 2026-01-16T16:00:01+00:00
Episode link: https://podcasters.spotify.com/pod/show/kbra981/episodes/Housing-Headwinds--Big-Bank-Credit-Color--Supply-Surge-e3doeg0
Audio file: https://anchor.fm/s/109cbc12c/podcast/play/114096064/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2026-0-16%2F16877120-3da4-4113-b40c-1960d90ae598.mp3
Processing state: not_requested
JSON: https://stenobird.com/v1/public/podcasts/van-hesser-s-3-things-in-credit-a-kbra-podcast-4507838/episodes/housing-headwinds-big-bank-credit-color-supply-surge
Duration seconds: 709

## Resource

This week, our 3 Things are: 1. Housing headwinds. Are we close to unlocking real value? 2. Big bank credit color. Where did the cockroaches go? 3. Supply surge. 2026 figures to see record-setting issuance. What does it mean for spreads?

## Actions

- request_transcript: `POST https://stenobird.com/v1/public/podcasts/van-hesser-s-3-things-in-credit-a-kbra-podcast-4507838/episodes/housing-headwinds-big-bank-credit-color-supply-surge/transcription-requests` — Idempotently request low-priority transcript generation for this episode.
- read_markdown: `GET https://stenobird.com/podcast/van-hesser-s-3-things-in-credit-a-kbra-podcast-4507838/housing-headwinds-big-bank-credit-color-supply-surge.md` — Read the agent-friendly Markdown representation of this episode resource.

A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed.

## Transcript

Full transcripts are not published on public pages unless there is a clear rights basis.