# The Budget without the BS: What the 2026/27 Federal Budget Actually Means for Your Money

Page: https://stenobird.com/podcast/uncensored-money-393559/the-budget-without-the-bs-what-the-2026-27-federal-budget-actually-means-for-your-money
Text version: https://stenobird.com/podcast/uncensored-money-393559/the-budget-without-the-bs-what-the-2026-27-federal-budget-actually-means-for-your-money.md
Podcast: [Uncensored Money](https://stenobird.com/podcast/uncensored-money-393559)
Published: 2026-05-13T16:00:00+00:00
Episode link: https://uncensoredmoney.libsyn.com/the-budget-without-the-bs-what-the-202627-federal-budget-actually-means-for-your-money
Audio file: https://traffic.libsyn.com/secure/uncensoredmoney/Ep_8_Audio.mp3?dest-id=785226
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JSON: https://stenobird.com/v1/public/podcasts/uncensored-money-393559/episodes/the-budget-without-the-bs-what-the-2026-27-federal-budget-actually-means-for-your-money
Duration seconds: 1565

## Resource

Last night's Federal Budget made a splash — but did it go far enough? In this episode, Mel gives you her unfiltered take on the 2026/27 Budget and walks you through exactly what's changing, who's affected, and what (if anything) you actually need to do about it. No political spin. No media clickbait. Just plain-English answers from someone who's spent 25 years in accounting and financial education. In this episode, Mel covers: Her honest take on the Budget — and why she thinks Labor stumbled on the biggest reform opportunity The Working Australians Tax Offset and the lifted $1,000 receipt-free deduction threshold Negative gearing changes for established properties — who's affected, who isn't , and the critical timeline The new build exemption and why Mel has thoughts Capital Gains Tax explained through Maxine's story — a worked example showing how the 50% discount, indexation, and the new minimum 30% tax rule all fit together What happens to pre-1985 assets (this one matters for older investors) The crackdown on discretionary trusts and income splitting Small business wins — including the permanent $20,000 instant asset write-off and loss carry-back rules The NDIS overhaul and what it means for 160,000 Australians Support changes for young people at risk of homelessness Mel's action list — five things to actually do with this information This podcast contains general information only and does not take into account your personal circumstances, objectives or needs. Please speak to a licensed financial adviser, accountant, or tax professional before making any financial decisions based on the content of this episode. For more tips and resources, visit us at melissabrowne.com.au , on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.…

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