# Houston Home Insurance Guide: 6 Coverages, Flood Gaps & Wind Deductibles

Page: https://stenobird.com/podcast/ubc-news-world-468831/houston-home-insurance-guide-6-coverages-flood-gaps-wind-deductibles
Text version: https://stenobird.com/podcast/ubc-news-world-468831/houston-home-insurance-guide-6-coverages-flood-gaps-wind-deductibles.md
Podcast: [UBC News World](https://stenobird.com/podcast/ubc-news-world-468831)
Published: 2026-05-18T10:47:00+00:00
Episode link: http://ubcnews.world/
Audio file: https://episodes.captivate.fm/episode/01a3a49e-c48e-4f8f-945a-7e3d3b1524f7.mp3
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JSON: https://stenobird.com/v1/public/podcasts/ubc-news-world-468831/episodes/houston-home-insurance-guide-6-coverages-flood-gaps-wind-deductibles
Duration seconds: 527

## Resource

Houston homeowners face unique insurance challenges—flood exclusions, percentage-based wind deductibles, and replacement cost gaps. This episode unpacks the six standard coverages, critical Texas-specific risks, and how to avoid being dangerously underinsured after a major loss. Texan Insurance City: Houston Address: 6161 Savoy Drive Suite 960 Website: https://www.texaninsurance.com/

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## Transcript

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