# The Fourth Turning is Here. But It Isn’t What You Think | Practical Lessons from Neil Howe Page: https://stenobird.com/podcast/two-quants-and-a-financial-planner-6020642/the-fourth-turning-is-here-but-it-isn-t-what-you-think-practical-lessons-from-neil-howe Text version: https://stenobird.com/podcast/two-quants-and-a-financial-planner-6020642/the-fourth-turning-is-here-but-it-isn-t-what-you-think-practical-lessons-from-neil-howe.md Podcast: [Two Quants and a Financial Planner](https://stenobird.com/podcast/two-quants-and-a-financial-planner-6020642) Published: 2025-07-14T15:11:07+00:00 Episode link: https://podcasters.spotify.com/pod/show/education-financial-plan/episodes/The-Fourth-Turning-is-Here--But-It-Isnt-What-You-Think--Practical-Lessons-from-Neil-Howe-e35hkic Audio file: https://anchor.fm/s/d9f6e850/podcast/play/105484300/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2025-6-14%2F403892571-44100-2-ef7fb9d85ca17.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/two-quants-and-a-financial-planner-6020642/episodes/the-fourth-turning-is-here-but-it-isn-t-what-you-think-practical-lessons-from-neil-howe Duration seconds: 3342 ## Resource In this episode, Matt Zeigler and Dave Nadig revisit one of the most popular interviews on Excess Returns—our deep-dive conversation with Neil Howe, co-author of The Fourth Turning . But instead of leaning into the usual doom-and-gloom narrative, they unpack the misunderstood lessons at the heart of Howe’s generational theory. From inflation and leadership to passive investing and community, Matt and Dave explore the deeper patterns shaping our society and markets—and why so many people miss the bigger picture. 🎙️ Topics discussed include: Why the Fourth Turning is more about renewal than collapse The misunderstood role of inflation in crisis periods How generational memory loss fuels leadership failure Why passive investing might be the ultimate Millennial move Gen X’s emergence as a uniquely flawed (and necessary) leadership class How conflict can become the incubator for lasting community This is not a forecast—it’s a framework. And it might just change how you see the world around you. ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/two-quants-and-a-financial-planner-6020642/episodes/the-fourth-turning-is-here-but-it-isn-t-what-you-think-practical-lessons-from-neil-howe/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/two-quants-and-a-financial-planner-6020642/the-fourth-turning-is-here-but-it-isn-t-what-you-think-practical-lessons-from-neil-howe.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.