# 817 market update: rate rises, tighter lending & why property hasn't slowed Page: https://stenobird.com/podcast/this-is-property-1179356/817-market-update-rate-rises-tighter-lending-why-property-hasn-t-slowed Text version: https://stenobird.com/podcast/this-is-property-1179356/817-market-update-rate-rises-tighter-lending-why-property-hasn-t-slowed.md Podcast: [this is property](https://stenobird.com/podcast/this-is-property-1179356) Published: 2026-05-05T19:10:00+00:00 Episode link: https://shows.acast.com/my-millennial-property/episodes/817 Audio file: https://sphinx.acast.com/p/open/s/62fa0d8926f5af001280299c/e/69f2d3c813ce2999f444f051/media.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/this-is-property-1179356/episodes/817-market-update-rate-rises-tighter-lending-why-property-hasn-t-slowed Duration seconds: 2473 ## Resource Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M In this quarterly market update, John and Rachelle unpack what's actually happening in lending and property right now. They touch on: 👉 rate rises and what it means for lending and pre-approvals 👉🏼 the Help to Buy Scheme explained, plus a new trend: businesses buying their own premises 👉🏽 Sydney's unaffordability and where opportunity is 👉🏾 John and Rach's predictions for next quarter, and the vacancy rate metric worth watching 👉🏿 what rate rises mean for first home buyers, upsizers and investors This episode was recorded on the 15 April 2026. this is property is proudly brought to you by: Solvere Wealth: https://www.solverewealth.com.au Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information. ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/this-is-property-1179356/episodes/817-market-update-rate-rises-tighter-lending-why-property-hasn-t-slowed/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/this-is-property-1179356/817-market-update-rate-rises-tighter-lending-why-property-hasn-t-slowed.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.