# 816 CGT changes, upsizing vs investing & the uncertain market Page: https://stenobird.com/podcast/this-is-property-1179356/816-cgt-changes-upsizing-vs-investing-the-uncertain-market Text version: https://stenobird.com/podcast/this-is-property-1179356/816-cgt-changes-upsizing-vs-investing-the-uncertain-market.md Podcast: [this is property](https://stenobird.com/podcast/this-is-property-1179356) Published: 2026-04-28T19:10:00+00:00 Episode link: https://shows.acast.com/my-millennial-property/episodes/816 Audio file: https://sphinx.acast.com/p/open/s/62fa0d8926f5af001280299c/e/69eedf0b6e5b90839adfd8d4/media.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/this-is-property-1179356/episodes/816-cgt-changes-upsizing-vs-investing-the-uncertain-market Duration seconds: 2630 ## Resource Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M In this Q&A episode John Pidgeon and Rachelle Kroon unpack: 👉🏼 how our community is feeling about life, the market & CGT changes 👉🏽 upsizing & buying before you sell and timing around the budget CGT announcement 👉🏾 paying $130k left on the mortgage vs buying an investment property 👉🏿 selling while on maternity leave, will the 50% CGT discount be grandfathered? 👉🏻 retiring soon and worried CGT changes will derail the plan 👉 CGT discounts may differ for new builds vs existing properties 👉🏼 upsizing the family home or buying the first investment property this is property is proudly brought to you by: Solvere Wealth: https://www.solverewealth.com.au Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information. ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/this-is-property-1179356/episodes/816-cgt-changes-upsizing-vs-investing-the-uncertain-market/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/this-is-property-1179356/816-cgt-changes-upsizing-vs-investing-the-uncertain-market.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.