# 808 city unit vs regional house, buying IP without your partner, using equity, reno size + more

Page: https://stenobird.com/podcast/this-is-property-1179356/808-city-unit-vs-regional-house-buying-ip-without-your-partner-using-equity-reno-size-more
Text version: https://stenobird.com/podcast/this-is-property-1179356/808-city-unit-vs-regional-house-buying-ip-without-your-partner-using-equity-reno-size-more.md
Podcast: [this is property](https://stenobird.com/podcast/this-is-property-1179356)
Published: 2026-03-03T18:10:00+00:00
Episode link: https://shows.acast.com/my-millennial-property/episodes/808
Audio file: https://sphinx.acast.com/p/open/s/62fa0d8926f5af001280299c/e/69a53421a48c2e15486f6a57/media.mp3
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JSON: https://stenobird.com/v1/public/podcasts/this-is-property-1179356/episodes/808-city-unit-vs-regional-house-buying-ip-without-your-partner-using-equity-reno-size-more
Duration seconds: 2277

## Resource

In this Q&A, John Pidgeon and Rachelle Kroon answer your questions and chat about: 👉🏼 buying a unit in a metro area vs house regionally 👉🏽 considerations for buying regionally 👉🏾 buying an IP with equity without involving your partner 👉🏿 optimising loan structure to make the cost to hold easier 👉🏻 accessing and using equity for a reno 👉 is serviceability for an IP different from a PPOR? 👉🏼 debt recycling explained 👉🏽 do a major reno on PPOR or smaller reno to afford IP Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/ We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here . Hosted on Acast. See acast.com/privacy for more information.

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