# Mortgage rates are spiking - how bad will it get? Page: https://stenobird.com/podcast/this-is-money-podcast-832470/mortgage-rates-are-spiking-how-bad-will-it-get Text version: https://stenobird.com/podcast/this-is-money-podcast-832470/mortgage-rates-are-spiking-how-bad-will-it-get.md Podcast: [This is Money Podcast](https://stenobird.com/podcast/this-is-money-podcast-832470) Published: 2026-03-13T17:40:52+00:00 Episode link: https://shows.acast.com/thisismoney/episodes/69b44c247ebe44dc8b27bafe Audio file: https://sphinx.acast.com/p/open/s/69a5aa3811f5657dedfff2bd/e/69b44c247ebe44dc8b27bafe/media.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/this-is-money-podcast-832470/episodes/mortgage-rates-are-spiking-how-bad-will-it-get Duration seconds: 2050 ## Resource Mortgage rates have shot up this week as the impact of the conflict with Iran for inflation and interest rates sinks in. Banks and building societies have been racing to raise their fixed rates - with some even pushing them up twice in the space of a few days. It comes in response to a sudden switch around in expectations for the Bank of England base rate, but will this flurry of hikes continue or are the concerns overdone. On this episode of the This is Money Podcast, Georgie Frost, Helen Crane and Simon Lambert look at what's going on in the mortgage market - and what you can do about it if you are buying a home or need to remortgage. Plus, Simon has broken with the habit of a lifetime and actually fixed his energy bills for once. He explains why you should too - and how there are still potentially price cap-beating or matching deals out there. Helen outlines the nine biggest mistakes you can make with your pension - and what they could cost you. And finally, if you have a Nationwide current account and are hopefully in line for some free money from Fairer Share, this is what you must do in the next two weeks. Follow us on Instagram @dmgnewmedia. Follow us on TikTok @dmgnewmedia Follow us on X @dmgnewmedia Email us hello@dmgmedia.co.uk Text us  020 7938 6000. Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane Producer: Georgie Frost Hosted on Acast. See acast.com/privacy for more information. ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/this-is-money-podcast-832470/episodes/mortgage-rates-are-spiking-how-bad-will-it-get/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/this-is-money-podcast-832470/mortgage-rates-are-spiking-how-bad-will-it-get.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.