# How low will interest rates go... and will they stall earlier than we think? Page: https://stenobird.com/podcast/this-is-money-podcast-832470/how-low-will-interest-rates-go-and-will-they-stall-earlier-than-we-think Text version: https://stenobird.com/podcast/this-is-money-podcast-832470/how-low-will-interest-rates-go-and-will-they-stall-earlier-than-we-think.md Podcast: [This is Money Podcast](https://stenobird.com/podcast/this-is-money-podcast-832470) Published: 2025-12-19T20:14:33+00:00 Episode link: https://audioboom.com/posts/8821839 Audio file: https://sphinx.acast.com/p/open/s/69a5aa3811f5657dedfff2bd/e/tag%3Aaudioboom.com%2C2025-12-19%3A%2Fposts%2F8821839/media.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/this-is-money-podcast-832470/episodes/how-low-will-interest-rates-go-and-will-they-stall-earlier-than-we-think Duration seconds: 2980 ## Resource The Bank of England has cut interest rates for the fourth time this year. The base rate is now the lowest it's been since 2023 but a split vote means markets and economists are now question how much lower they will go. On this podcast, Georgie Frost, Lee Boyce and Simon Lambert discuss what a 3.75 per cent base rate means for borrowers, savers and investors... and more importantly where rates are going next. Plus, the social media savings tricks that Gen Z love - and what the rest of us can learn from them. Where has the highest household income and why how it is balanced matters. How to not get caught out by a counterfeit Christmas. And finally, another thorny question about a fence... but what's the answer? Merry Christmas from all of us at the This is Money Podcast. Follow us on Instagram @dmgnewmedia. Follow us on TikTok @dmgnewmedia Follow us on X @dmgnewmedia Email us hello@dmgmedia.co.uk Text us  020 7938 6000. Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane Producer: Georgie Frost Hosted on Acast. See acast.com/privacy for more information. ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/this-is-money-podcast-832470/episodes/how-low-will-interest-rates-go-and-will-they-stall-earlier-than-we-think/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/this-is-money-podcast-832470/how-low-will-interest-rates-go-and-will-they-stall-earlier-than-we-think.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.