# Bonus Episode: Retiring Before 65? The Health Insurance Decision Before Medicare

Page: https://stenobird.com/podcast/the-wise-money-show-1423829/bonus-episode-retiring-before-65-the-health-insurance-decision-before-medicare
Text version: https://stenobird.com/podcast/the-wise-money-show-1423829/bonus-episode-retiring-before-65-the-health-insurance-decision-before-medicare.md
Podcast: [The Wise Money Show™](https://stenobird.com/podcast/the-wise-money-show-1423829)
Published: 2026-04-08T18:00:00+00:00
Episode link: https://planman.podbean.com/e/bonus-episode-retiring-before-65-the-health-insurance-decision-before-medicare/
Audio file: https://mcdn.podbean.com/mf/web/x4fed76pgz3f3rd2/April_8_Ben_Bulgrien_Spotlight_Audio610vz.mp3
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JSON: https://stenobird.com/v1/public/podcasts/the-wise-money-show-1423829/episodes/bonus-episode-retiring-before-65-the-health-insurance-decision-before-medicare
Duration seconds: 1033

## Resource

If you're planning to retire before Medicare, choosing the right health insurance strategy is critical. In this Wise Money bonus episode, Ben Bulgrien helps us break down the key differences between COBRA and Healthcare.gov plans, including recent changes impacting costs in 2026. Learn how income, timing, travel, and tax planning all influence the best decision for early retirees. Plus, learn common mistakes to avoid and how this choice fits into your overall financial plan. Download our FREE 5-Factor Retirement guide: https://wisemoneyguides.com/ Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/schedule-a-call/ or call 574-247-5898. Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Listen on podcast: https://pod.link/1040619718 Watch this episode on YouTube: https://youtu.be/jL5_b_VWKzM Connect with us: Facebook - https://www.facebook.com/WiseMoneyShow Instagram - https://www.instagram.com/wisemoneyshow/ Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC. Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results. Certified Finan…

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## Transcript

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