# Are Target Date Funds a Wise Choice? What to Do When They Aren't

Page: https://stenobird.com/podcast/the-wise-money-show-1423829/are-target-date-funds-a-wise-choice-what-to-do-when-they-aren-t
Text version: https://stenobird.com/podcast/the-wise-money-show-1423829/are-target-date-funds-a-wise-choice-what-to-do-when-they-aren-t.md
Podcast: [The Wise Money Show™](https://stenobird.com/podcast/the-wise-money-show-1423829)
Published: 2026-02-07T15:00:00+00:00
Episode link: https://planman.podbean.com/e/are-target-date-funds-a-wise-choice-what-to-do-when-they-arent/
Audio file: https://mcdn.podbean.com/mf/web/u2t62xhtekjcbeez/February_7_podcast7lkx6.mp3
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JSON: https://stenobird.com/v1/public/podcasts/the-wise-money-show-1423829/episodes/are-target-date-funds-a-wise-choice-what-to-do-when-they-aren-t
Duration seconds: 2542

## Resource

Target date funds are one of the most popular investment options inside a 401(k), but are they actually the right choice for your retirement plan? In this episode of The Wise Money Show, we break down how target date funds work, when they make sense, and when building your own diversified portfolio may be the smarter move. We also answer a fan question about choosing a later retirement date to take on more risk, and whether that strategy really works. Season 11, Episode 25 Download our FREE 5-Factor Retirement guide: https://wisemoneyguides.com/ Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/contact-korhorn-financial-advisors/ or call 574-247-5898. Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Listen on podcast: https://pod.link/1040619718 Watch this episode on YouTube: https://youtu.be/aQrM3rZ0GwY Submit a question for the show: https://www.korhorn.com/ask-a-question/ Read the Wise Money Blog: https://www.korhorn.com/wise-money-blog/ Connect with us: Facebook - https://www.facebook.com/WiseMoneyShow Instagram - https://www.instagram.com/wisemoneyshow/ Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC. Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation…

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