# Bilt 2.0 Credit Cards and Bilt Cash: What You Need to Know

Page: https://stenobird.com/podcast/the-upgraded-points-podcast-7285741/bilt-2-0-credit-cards-and-bilt-cash-what-you-need-to-know
Text version: https://stenobird.com/podcast/the-upgraded-points-podcast-7285741/bilt-2-0-credit-cards-and-bilt-cash-what-you-need-to-know.md
Podcast: [The Upgraded Points Podcast](https://stenobird.com/podcast/the-upgraded-points-podcast-7285741)
Published: 2026-02-09T11:15:00+00:00
Episode link: https://upgradedpoints.transistor.fm/44
Audio file: https://media.transistor.fm/cf9845bb/ed26dfd4.mp3
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JSON: https://stenobird.com/v1/public/podcasts/the-upgraded-points-podcast-7285741/episodes/bilt-2-0-credit-cards-and-bilt-cash-what-you-need-to-know
Duration seconds: 1639

## Resource

Bilt 2.0 launched with three new credit cards and a brand-new currency called Bilt Cash, and the reaction was immediate and brutal. Even seasoned points and miles experts were confused by how the new system worked. In this episode, Chris and Katie break down the Bilt 2.0 rollout, explain how the new cards and Bilt Cash program actually function, and take a step back to look at the big picture. They cover what changed, what went wrong, what still works, and whether there are any bright spots worth paying attention to as the program evolves. If you’ve been wondering whether Bilt 2.0 is something to avoid entirely or if there’s real value hiding beneath the confusion, this episode gives you a clear, honest assessment without the hype. Chapters: 00:00 The Upgraded Points Podcast Episode 44 01:44 New Priority Pass+ app 02:48 American Airlines Barclays Cards Transitioning to Citi 05:05 Bilt 2.0 07:11 Bilt Blue card 08:26 Bilt Obsidian Card 10:22 Bilt Palladium Card 12:15 Bilt 2.1 15:39 Bilt Cash 20:03 Is Bilt Still Worth It? Bilt Overhauls Credit Card Lineup: Unlimited Earnings but With Some Caveats https://upgradedpoints.com/news/bilt-new-credit-card-details/ Bilt Responds to Backlash, Adds Second Option for Earning Rewards on Housing Payments With No Fees https://upgradedpoints.com/news/bilt-responds-second-earning-option/ Here Are the First Details of Redemption Options for Bilt Cash https://upgradedpoints.com/news/bilt-cash-redemption-options/ I Just Got the Palladium Card: Here’s Why it Makes Sense for a Year https://upgradedpoints.com/news/choosing-bilt-palladium-card/ ✈️ Learn more at https://upgradedpoints.com/ 📧 Questions? Email us at podcast@upgradedpoints.com

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