# Rent to Own 1 0 Is Dead. Here Is What Replaced It

Page: https://stenobird.com/podcast/the-truth-about-financial-independence-for-canadians-50498/rent-to-own-1-0-is-dead-here-is-what-replaced-it
Text version: https://stenobird.com/podcast/the-truth-about-financial-independence-for-canadians-50498/rent-to-own-1-0-is-dead-here-is-what-replaced-it.md
Podcast: [The Truth About Financial Independence for Canadians](https://stenobird.com/podcast/the-truth-about-financial-independence-for-canadians-50498)
Published: 2026-04-06T12:00:00+00:00
Episode link: https://podcasters.spotify.com/pod/show/erwinszeto/episodes/Rent-to-Own-1-0-Is-Dead--Here-Is-What-Replaced-It-e3hgaat
Audio file: https://anchor.fm/s/10492c5fc/podcast/play/118023965/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2026-3-6%2F421496758-44100-2-349edfbcebc66.mp3
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JSON: https://stenobird.com/v1/public/podcasts/the-truth-about-financial-independence-for-canadians-50498/episodes/rent-to-own-1-0-is-dead-here-is-what-replaced-it
Duration seconds: 3877

## Resource

In this episode, rent‑to‑own expert Rachel Oliver shares how real estate investing has changed — and why the traditional rent‑to‑own model no longer works in today’s market. With over 16 years of experience and nearly 1,000 deals completed, Rachel explains Rent‑to‑Own 2.0 , a strategy focused on cash flow, mortgage pay‑down, and stability in flat or uncertain markets. A must‑listen for investors, first‑time buyers, and anyone navigating modern real estate.

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## Transcript

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