# Stop Working Too Hard & Do THIS With Your Next $200 (Guaranteed To Work) Page: https://stenobird.com/podcast/the-table-with-anthony-oneal-1365709/stop-working-too-hard-do-this-with-your-next-200-guaranteed-to-work Text version: https://stenobird.com/podcast/the-table-with-anthony-oneal-1365709/stop-working-too-hard-do-this-with-your-next-200-guaranteed-to-work.md Podcast: [The Table with Anthony ONeal](https://stenobird.com/podcast/the-table-with-anthony-oneal-1365709) Published: 2026-07-22T21:13:47+00:00 Episode link: http://www.anthonyoneal.com/ Audio file: https://pdst.fm/e/pscrb.fm/rss/p/mgln.ai/e/137/audio3.redcircle.com/episodes/cabe0ce0-0964-40a9-aa92-dfbbbe6e7174/stream.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/the-table-with-anthony-oneal-1365709/episodes/stop-working-too-hard-do-this-with-your-next-200-guaranteed-to-work Duration seconds: 2671 ## Resource On $55K a year, your first money move isn't a bigger paycheck. It's fixing the leak that's already there. In this episode, Anthony breaks down a sermon he gave at Union Church using the FAITH framework, showing why so many hardworking, faithful people stay broke even while praying, believing, and quoting scripture. If you're living on an average income and tired of your money disappearing before the month ends, this is where you start. Timestamps: 0:00 Intro: The sermon that broke down money through faith 2:15 Haggai 1:5: Why your paycheck goes in with holes already in it 6:40 F: Give God your First (the tithing test on a real budget) 14:20 A: Assign the other 90% (how to tell your money what to do) 22:00 I: Increase your money (margin, saving, and building opportunity funds) 29:30 T: Transformation (why your mindset has to keep evolving) 33:00 H: Heritage (protection, paperwork, and preparation) 40:00 The story of a man who died without a will, and what it cost his family 44:00 Announcing the Freedom Circle community 47:00 5 questions to ask before your next purchase Mentioned in this episode: Budgeting app (In The Black): anthonyoneal.com/app Freedom Circle community waitlist: coming soon, link to be added High yield savings account breakdown (referenced episode): link in pinned comment We're building toward 1 million E3 family members who are done being broke and faithful at the same time. If this episode challenged you, hit subscribe and share it with someone who needs to hear it this week. ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped mill… ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/the-table-with-anthony-oneal-1365709/episodes/stop-working-too-hard-do-this-with-your-next-200-guaranteed-to-work/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/the-table-with-anthony-oneal-1365709/stop-working-too-hard-do-this-with-your-next-200-guaranteed-to-work.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.