# Money Expert: Do THIS Every Time You Get Paid in 2026 (Most Ignore Step #3)

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Text version: https://stenobird.com/podcast/the-table-with-anthony-oneal-1365709/money-expert-do-this-every-time-you-get-paid-in-2026-most-ignore-step-3.md
Podcast: [The Table with Anthony ONeal](https://stenobird.com/podcast/the-table-with-anthony-oneal-1365709)
Published: 2026-02-08T09:00:41+00:00
Episode link: http://www.anthonyoneal.com/
Audio file: https://pdst.fm/e/pscrb.fm/rss/p/mgln.ai/e/137/audio3.redcircle.com/episodes/0b994d5e-e3fc-4d10-b99a-fbfe4e8c777f/stream.mp3
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Duration seconds: 3274

## Resource

Stop Guessing W/ Your Money FREE Webinar: https://www.anthonyoneal.com/stopguessing In today’s episode, I’m breaking down my updated, step-by-step paycheck routine for 2026. Whether you’re starting over, drowning in debt, or just ready to reset, this is the exact system I’d use to build real financial freedom—no hype, just structure. We’re talking about automating your bills, building margin, setting up your emergency fund, investing for your future, and paying off debt for good. I want you to enjoy your money, not just work for it. I’ll walk you through every step, from covering your needs to building multiple streams of income, and why generosity is the secret weapon for wealth. Plus, I’ll show you how to position yourself for the biggest wealth transfer in history—so you’re not left behind. Mentioned Websites & Resources: High-Yield Savings Accounts: https://anthonyoneal.com/savings AI Automation Bootcamp: https://anthonyoneal.com/ai-automations Free Debt Snowball eBook & Resources: https://anthonyoneal.com (navigate to “Free Resources”) Debt Relief Assessment: https://anthonyoneal.com/debtrelief Open a Brokerage/Investment Account: https://anthonyoneal.com/invest Therapy Resource: https://anthonyoneal.com/therapy Union Church: https://theunionchurch.com Timestamps: 0:00 – Why 2026 is different for your money 2:00 – The paycheck routine that works for any income 4:00 – Automate your minimum payments (and why it matters) 6:00 – Cover your needs: budgeting for real life 8:45 – Building margin & your emergency fund 12:00 – How to invest for your future (22–25% rule) 20:30 – The debt snowball method explained 28:00 – Building multiple streams of income 33:00 – Why generosity is the best wealth secret 40:00 – Permission to enjoy your money—without guilt Drop…

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