# Beth Kobliner on the Money Basics That Still Work 30 Years Later (and the New Traps Nobody Warned You About) SB1841

Page: https://stenobird.com/podcast/the-stacking-benjamins-show-745268/beth-kobliner-on-the-money-basics-that-still-work-30-years-later-and-the-new-traps-nobody-warned-you-about-sb1841
Text version: https://stenobird.com/podcast/the-stacking-benjamins-show-745268/beth-kobliner-on-the-money-basics-that-still-work-30-years-later-and-the-new-traps-nobody-warned-you-about-sb1841.md
Podcast: [The Stacking Benjamins Show](https://stenobird.com/podcast/the-stacking-benjamins-show-745268)
Published: 2026-05-13T08:01:00+00:00
Episode link: https://pscrb.fm/rss/p/mgln.ai/e/345/rss.art19.com/episodes/5dba2dde-0175-47e1-9ddd-96af223e5edc.mp3?rss_browser=BAhJIg90cmFuc2NyaWJyBjoGRVQ%3D--952c5701c84ad333c69d5faa668f8177091704f0
Audio file: https://pscrb.fm/rss/p/mgln.ai/e/345/rss.art19.com/episodes/5dba2dde-0175-47e1-9ddd-96af223e5edc.mp3?rss_browser=BAhJIg90cmFuc2NyaWJyBjoGRVQ%3D--952c5701c84ad333c69d5faa668f8177091704f0
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Duration seconds: 4702

## Resource

Thirty years ago Beth Kobliner wrote the book that a generation of financial planners handed to their clients' kids. The core advice still holds. But the world around it has changed dramatically -- frictionless spending, gambling apps disguised as investment platforms, and a housing market where the average first-time buyer is now 40. Beth comes back to the basement with an updated edition of Get a Financial Life and a clear-eyed take on what's harder now, what's easier, and what was always just common sense. What You'll Walk Away With Why the shift to invisible, frictionless money has made spending harder to track -- and the two-week experiment that fixes it without turning into a second job The yours, mine, and ours account system for couples where one person saves and one person spends -- and why autonomy is the key to avoiding money resentment Why putting a price tag on your goals changes your spending behavior more than any budget ever will The biggest mistake first-time home buyers make right now -- and the math on why a 10% down payment often beats waiting for 20% Used versus new car: the $20,000 gap that makes the decision simple -- and the negotiation script that puts you in control at the dealership Student loan reality check for 2026 -- what's changing by July, where to run the numbers, and who qualifies for public service loan forgiveness now that it's actually working Why paying off a 22% credit card is mathematically equivalent to earning 22% guaranteed -- and what that means for how you prioritize your money The gambling platform statistic that should alarm every parent of a 20-something: 25% of Gen Z and millennials consider online gambling an investment The annuity conversation most advisors won't have honestly -- what they're actually selling, what th…

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