# What If You Opted Out of Traditional Healthcare? | Andy Schoonover | Episode 397

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Text version: https://stenobird.com/podcast/the-speakeasy-336525/what-if-you-opted-out-of-traditional-healthcare-andy-schoonover-episode-397.md
Podcast: [The Speakeasy](https://stenobird.com/podcast/the-speakeasy-336525)
Published: 2026-01-07T06:00:00+00:00
Episode link: https://0c21ecbc-d6b7-4fd2-ad96-05448916641b.libsyn.com/what-if-you-opted-out-of-traditional-healthcare-andy-schoonover-episode-397
Audio file: https://pscrb.fm/rss/p/traffic.libsyn.com/secure/0c21ecbc-d6b7-4fd2-ad96-05448916641b/Andy_Schoomover__Jan_2026.mp3?dest-id=5129350
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JSON: https://stenobird.com/v1/public/podcasts/the-speakeasy-336525/episodes/what-if-you-opted-out-of-traditional-healthcare-andy-schoonover-episode-397
Duration seconds: 2996

## Resource

Happy New Year and welcome to the very first Speak Easy episode of 2026. To kick off the year, Blake dives into a topic that impacts every family—even if we avoid talking about it: healthcare. In this episode, Blake sits down with Andy Schoonover , CEO of CrowdHealth, to unpack why so many people feel trapped in traditional health insurance, how the system actually profits, and what alternatives exist for families who want more agency, transparency, and community-driven care. Andy shares his personal breaking point with insurance denial, how cash-pay medicine exposed the cracks in the system, and why CrowdHealth was built to give people a real exit ramp. Together, they explore rising deductibles, denied claims, negotiated medical bills, prescription costs, and why "healthcare" often feels more like "sick care." This conversation goes beyond policy—it's about autonomy, informed choices, and breaking out of systems that no longer serve us. If you've ever asked, "What am I even paying for?" or wondered if there's another way, this episode may open a door you didn't know existed. CrowdHealth is a healthcare alternative that lets members crowdfund medical expenses, negotiate bills, and access care without insurance networks or massive deductibles. ✨ Try it out for $99 for your first 3 months with code SPEAKEASY at joincrowdhealth.com/speakeasy . ( CrowdHealth is not insurance. ) Sometimes opting out is the first step toward freedom.

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## Transcript

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