# The Psychology Behind Why You're Still Broke | George Kamel

Page: https://stenobird.com/podcast/the-school-of-greatness-745252/the-psychology-behind-why-you-re-still-broke-george-kamel
Text version: https://stenobird.com/podcast/the-school-of-greatness-745252/the-psychology-behind-why-you-re-still-broke-george-kamel.md
Podcast: [The School of Greatness](https://stenobird.com/podcast/the-school-of-greatness-745252)
Published: 2026-06-03T07:00:00+00:00
Episode link: https://lewishowes.com/1936
Audio file: https://dts.podtrac.com/redirect.mp3/pdrl.fm/f65f0c/stitcher.simplecastaudio.com/094bed00-1a31-479a-bd9b-f5e1438a4844/episodes/68658be7-ba05-44d4-8350-c8826722f3b1/audio/128/default.mp3?aid=rss_feed&awCollectionId=094bed00-1a31-479a-bd9b-f5e1438a4844&awEpisodeId=68658be7-ba05-44d4-8350-c8826722f3b1&feed=AAvup9Zz
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JSON: https://stenobird.com/v1/public/podcasts/the-school-of-greatness-745252/episodes/the-psychology-behind-why-you-re-still-broke-george-kamel
Duration seconds: 5507

## Resource

George Kamel, #1 national bestselling author of Breaking Free from Broke and co-host of The Ramsey Show, reveals the Baby Steps framework, debt snowball method, and SMART Spender framework (Self-awareness, Motive, Affordability, Research, Timing). Covers financial infidelity, lifestyle creep, the doom loop of emotional spending (Dr. Arthur Brooks), buy now pay later dangers (Klarna, 40% cart size increase), prediction markets, the Goldman Sachs finding that 40% of $500K+ earners live paycheck to paycheck, and Ramsey Solutions EveryDollar app.

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## Transcript

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