# Understanding Retirement Risks Before They Impact You

Page: https://stenobird.com/podcast/the-safe-money-retirement-show-3499283/understanding-retirement-risks-before-they-impact-you
Text version: https://stenobird.com/podcast/the-safe-money-retirement-show-3499283/understanding-retirement-risks-before-they-impact-you.md
Podcast: [The Safe Money Retirement Show](https://stenobird.com/podcast/the-safe-money-retirement-show-3499283)
Published: 2026-05-08T15:00:00+00:00
Episode link: https://www.buzzsprout.com/1995512/episodes/19146327-understanding-retirement-risks-before-they-impact-you.mp3
Audio file: https://www.buzzsprout.com/1995512/episodes/19146327-understanding-retirement-risks-before-they-impact-you.mp3
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JSON: https://stenobird.com/v1/public/podcasts/the-safe-money-retirement-show-3499283/episodes/understanding-retirement-risks-before-they-impact-you
Duration seconds: 1744

## Resource

A one‑in‑three chance of recession may not sound certain—but it can feel very real nearing retirement. In this episode, Tim Wood explains why even a small probability of market downturns matters when you only get one chance to retire. The conversation explores sequence‑of‑returns risk, the importance of protecting income, and why understanding retirement terms like RMDs, IRMAA, and longevity risk can shape long‑term outcomes. Tim also discusses common planning mistakes, how to reduce exposure...

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## Transcript

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