# 🎙️ Episode 86: The Housing Supply Warning & The Mortgage Mistake Most Homeowners Don’t See Coming

Page: https://stenobird.com/podcast/the-real-deal-pod-allister-carrington-geoff-lee-s-pro-insights-in-real-estate-7022107/episode-86-the-housing-supply-warning-the-mortgage-mistake-most-homeowners-don-t-see-coming
Text version: https://stenobird.com/podcast/the-real-deal-pod-allister-carrington-geoff-lee-s-pro-insights-in-real-estate-7022107/episode-86-the-housing-supply-warning-the-mortgage-mistake-most-homeowners-don-t-see-coming.md
Podcast: [The Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate](https://stenobird.com/podcast/the-real-deal-pod-allister-carrington-geoff-lee-s-pro-insights-in-real-estate-7022107)
Published: 2026-02-20T18:44:03+00:00
Episode link: https://allistercarrington.podbean.com/e/%f0%9f%8e%99%ef%b8%8f-episode-86-the-housing-supply-warning-the-mortgage-mistake-most-homeowners-don-t-see-coming/
Audio file: https://mcdn.podbean.com/mf/web/jeuj72jpmq7d89c7/Real_Deal_Pod_-_Ep_86_-_FEB1377oop.mp3
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Duration seconds: 1840

## Resource

Canada’s housing market isn’t just being shaped by interest rates or affordability — it’s being shaped by what isn’t being built. 🏗️ In this week’s episode of The Real Deal Pod with Allister & Geoff, we break down one of the biggest hidden risks facing real estate over the next few years — slowing construction and how today’s market hesitation could quietly create tomorrow’s housing shortage. We also dive into one of the most misunderstood mortgage strategies homeowners face when moving: porting your mortgage. Many Canadians assume it’s simple… but missing a few key details could cost thousands of dollars or derail your next move entirely. If you’re planning to buy, sell, upgrade, downsize, or refinance — this episode gives you the clarity you didn’t know you needed. 🎧 Inside Episode 86: ✅ Why fewer housing starts today could mean stronger price pressure tomorrow ✅ What CMHC’s latest outlook really signals for buyers and sellers ✅ Why soft markets never last forever — and what history tells us next ✅ Mortgage porting explained in plain language ✅ The questions you must ask before choosing a mortgage lender ✅ Why planning for your future matters more than chasing today’s lowest rate Real estate and mortgages move in cycles — and informed decisions always outperform emotional ones. Our goal is simple: help you understand the bigger picture so you can move forward with confidence.

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## Transcript

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