# #357: Investor Tax Trap - The Costly Depreciation Mistakes You Don’t Know You’re Making Page: https://stenobird.com/podcast/the-property-trio-formerly-the-property-planner-buyer-and-professor-1182693/357-investor-tax-trap-the-costly-depreciation-mistakes-you-don-t-know-you-re-making Text version: https://stenobird.com/podcast/the-property-trio-formerly-the-property-planner-buyer-and-professor-1182693/357-investor-tax-trap-the-costly-depreciation-mistakes-you-don-t-know-you-re-making.md Podcast: [The Property Trio (formerly The Property Planner, Buyer and Professor)](https://stenobird.com/podcast/the-property-trio-formerly-the-property-planner-buyer-and-professor-1182693) Published: 2026-04-13T11:52:30+00:00 Episode link: https://www.propertytrio.com.au/2026/04/13/investor-tax-trap/ Audio file: https://api.spreaker.com/download/episode/71281170/pt_ep_357_investor_tax_trap_the_costly_depreciation_mistakes_you_don_t_know_you_re_making.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/the-property-trio-formerly-the-property-planner-buyer-and-professor-1182693/episodes/357-investor-tax-trap-the-costly-depreciation-mistakes-you-don-t-know-you-re-making Duration seconds: 3276 ## Resource 🎧 In this episode, the Property Trio unpack the often misunderstood world of tax depreciation. Cate, Dave and Mike explain the difference between Division 43 and Division 40, and why structuring depreciation correctly can significantly impact early cash flow. They also explore the 2017 rule changes, the role of quantity surveyors, and overlooked opportunities like common property in apartments. From costly mistakes to unusual tax cases, the key message is clear: it’s not about being clever with tax... it’s about a having clear strategy and being informed. The Property Trio is: David Johnston, Mortgage Broker - Managing Director of Property Planning Australia https://propertyplanning.com.au/ Cate Bakos, Buyers Advocate - Managing Director of Cate Bakos Property https://www.catebakos.com.au/ Mike Mortlock, Quantity Surveyor - Managing Director of MCG Quantity Surveyors https://www.mcgqs.com.au/ 📩 Got a question you want answered in a future episode? Send it through https://www.propertytrio.com.au/contact-us/ You can find more info about topics covered in today's show here:https://www.propertytrio.com.au/2026/04/13/investor-tax-trap/ ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/the-property-trio-formerly-the-property-planner-buyer-and-professor-1182693/episodes/357-investor-tax-trap-the-costly-depreciation-mistakes-you-don-t-know-you-re-making/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/the-property-trio-formerly-the-property-planner-buyer-and-professor-1182693/357-investor-tax-trap-the-costly-depreciation-mistakes-you-don-t-know-you-re-making.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.