# Why You Shouldn’t Buy Property Cash Page: https://stenobird.com/podcast/the-property-corner-with-rowan-alexander-6317682/why-you-shouldn-t-buy-property-cash Text version: https://stenobird.com/podcast/the-property-corner-with-rowan-alexander-6317682/why-you-shouldn-t-buy-property-cash.md Podcast: [The Property Corner with Rowan Alexander](https://stenobird.com/podcast/the-property-corner-with-rowan-alexander-6317682) Published: 2025-09-26T12:30:00+00:00 Episode link: https://podcasters.spotify.com/pod/show/thepropertycorner/episodes/Why-You-Shouldnt-Buy-Property-Cash-e38jdvb Audio file: https://anchor.fm/s/df65a8bc/podcast/play/108688811/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2025-8-23%2F407982134-44100-2-a471ef6aadf13.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/the-property-corner-with-rowan-alexander-6317682/episodes/why-you-shouldn-t-buy-property-cash Duration seconds: 1065 ## Resource Should you buy property cash or finance it with a bond? In this video I unpack why using finance strategically can be more powerful than going debt free, whether you are an owner-occupier or an investor. We look at cash flow protection, the psychology of having a mortgage bond accessible, and how to safeguard yourself against life’s uncertainties. For investors, I explain the benefits of tax-deductibility on interest, scalability of your portfolio, and the control and flexibility that leverage provides. I also address common objections such as: “I simply hate debt” “What if interest rates go up” “Cash feels safer” “I want to own my home outright” Finally, I share four practical tips for using bonds wisely so you can grow your wealth and build financial resilience. If you are interested in South African property investment, mortgage strategies, or want to know why it makes sense to use a bond instead of paying cash, this episode is for you In this episode: 00:27 In the case of owner-occupier. 06:37 In the case of investor. 11:31 Common objections for using bonds. 13:52 Four tips for using bonds smartly 15:49 Visual Representation #CashVsBond #FinanceStrategy #PropertyInvestment #MortgageTips #WealthBuilding Subscribe to us on your favourite podcast platform : Youtube: http://youtube.com/@propertycornerzaSpotify: https://shorturl.at/horJTApple Podcasts: https://shorturl.at/alFG7 ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/the-property-corner-with-rowan-alexander-6317682/episodes/why-you-shouldn-t-buy-property-cash/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/the-property-corner-with-rowan-alexander-6317682/why-you-shouldn-t-buy-property-cash.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.