# The Deposit Gift Mistake That Ends Up In Court⎟Ep. 2490 Page: https://stenobird.com/podcast/the-property-academy-podcast-1188781/the-deposit-gift-mistake-that-ends-up-in-court-ep-2490 Text version: https://stenobird.com/podcast/the-property-academy-podcast-1188781/the-deposit-gift-mistake-that-ends-up-in-court-ep-2490.md Podcast: [The Property Academy Podcast](https://stenobird.com/podcast/the-property-academy-podcast-1188781) Published: 2026-07-06T16:00:00+00:00 Episode link: https://podcasters.spotify.com/pod/show/propertyacademy/episodes/The-Deposit-Gift-Mistake-That-Ends-Up-In-CourtEp--2490-e3lhv6c Audio file: https://anchor.fm/s/e26a5a8/podcast/play/122272396/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2026-6-2%2Fccddf7f0-c3f1-7e89-767b-73eb624bb5a0.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/the-property-academy-podcast-1188781/episodes/the-deposit-gift-mistake-that-ends-up-in-court-ep-2490 Duration seconds: 933 ## Resource Mum and Dad want to help with your deposit. Simple... right? In this episode, Ed and Andrew explain how gifted deposits actually work, why the paperwork matters more than most families realise, and the costly mistakes that have landed real Kiwi families in court. You'll learn: The difference between gifting and lending a deposit What banks need to see before they'll approve a gifted deposit 4 real Kiwi cases where a gifted deposit ended up in court Helping someone buy a home is generous. Getting the structure wrong can be expensive. And if you want to talk to one of our mortgage advisers, just reach out to ⁠Opes Mortgages⁠ for a free meeting. For more from Opes Partners: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠ ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/the-property-academy-podcast-1188781/episodes/the-deposit-gift-mistake-that-ends-up-in-court-ep-2490/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/the-property-academy-podcast-1188781/the-deposit-gift-mistake-that-ends-up-in-court-ep-2490.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.