# How to Build Wealth on Less Than $60K a Year + Investing for Retirement Income (ft. Nick Maggiulli)

Page: https://stenobird.com/podcast/the-prof-g-pod-with-scott-galloway-498128/how-to-build-wealth-on-less-than-60k-a-year-investing-for-retirement-income-ft-nick-maggiulli
Text version: https://stenobird.com/podcast/the-prof-g-pod-with-scott-galloway-498128/how-to-build-wealth-on-less-than-60k-a-year-investing-for-retirement-income-ft-nick-maggiulli.md
Podcast: [The Prof G Pod with Scott Galloway](https://stenobird.com/podcast/the-prof-g-pod-with-scott-galloway-498128)
Published: 2026-07-01T08:00:00+00:00
Episode link: https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/mgln.ai/e/257/traffic.megaphone.fm/VMP2339423381.mp3
Audio file: https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/mgln.ai/e/257/traffic.megaphone.fm/VMP2339423381.mp3
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Duration seconds: 1505

## Resource

In this special Office Hours episode, Scott Galloway and Nick Maggiulli, COO of Ritholtz Wealth Management, answer listener questions on building wealth at every stage of life. They talk about paying down debt on a modest income, generating retirement income without over-obsessing on dividends, and whether young families should keep investing or wait on an inheritance. Want to be featured in a future episode? Send a voice recording to officehours@profgmedia.com, or drop your question in the r/ScottGalloway subreddit. Plus, you can now call or text Scott a question at our new Office Hours hotline: ‪(201) 472-3656‬. Learn more about your ad choices. Visit podcastchoices.com/adchoices

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## Transcript

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