# Individual vs. Joint Trusts: Which One Makes Sense?

Page: https://stenobird.com/podcast/the-practical-planner-6675551/individual-vs-joint-trusts-which-one-makes-sense
Text version: https://stenobird.com/podcast/the-practical-planner-6675551/individual-vs-joint-trusts-which-one-makes-sense.md
Podcast: [The Practical Planner](https://stenobird.com/podcast/the-practical-planner-6675551)
Published: 2024-02-20T11:00:00+00:00
Episode link: https://api.riverside.com/hosting-analytics/media/9a05f4328f327fb58fd682948675ac78cc74492bb17fe159346edaca710d99da/eyJlcGlzb2RlSWQiOiIwNzEzZDJiNC01OTJiLTQ2ODUtYjQzYi04N2FiNjdiMzQ5MTAiLCJwb2RjYXN0SWQiOiJkYjZlYjkyZC00MzE3LTQ4ZWItODczNC1lMzE2YzlkZDdmYTMiLCJhY2NvdW50SWQiOiI2NGI1NTdkYmY4OTFiYzRjNjQ3ODM4NGUiLCJwYXRoIjoibWVkaWEvaW1wb3J0cy9wb2RjYXN0cy9kYjZlYjkyZC00MzE3LTQ4ZWItODczNC1lMzE2YzlkZDdmYTMvZXBpc29kZXMvMDcxM2QyYjQtNTkyYi00Njg1LWI0M2ItODdhYjY3YjM0OTEwL1BEUDc0MTI2MzI1NjkubXAzIn0=.mp3
Audio file: https://api.riverside.com/hosting-analytics/media/9a05f4328f327fb58fd682948675ac78cc74492bb17fe159346edaca710d99da/eyJlcGlzb2RlSWQiOiIwNzEzZDJiNC01OTJiLTQ2ODUtYjQzYi04N2FiNjdiMzQ5MTAiLCJwb2RjYXN0SWQiOiJkYjZlYjkyZC00MzE3LTQ4ZWItODczNC1lMzE2YzlkZDdmYTMiLCJhY2NvdW50SWQiOiI2NGI1NTdkYmY4OTFiYzRjNjQ3ODM4NGUiLCJwYXRoIjoibWVkaWEvaW1wb3J0cy9wb2RjYXN0cy9kYjZlYjkyZC00MzE3LTQ4ZWItODczNC1lMzE2YzlkZDdmYTMvZXBpc29kZXMvMDcxM2QyYjQtNTkyYi00Njg1LWI0M2ItODdhYjY3YjM0OTEwL1BEUDc0MTI2MzI1NjkubXAzIn0=.mp3
Processing state: not_requested
JSON: https://stenobird.com/v1/public/podcasts/the-practical-planner-6675551/episodes/individual-vs-joint-trusts-which-one-makes-sense
Duration seconds: 1325

## Resource

Deciding to fund an individual or a joint trust may seem like a straightforward decision. But there are a number of factors that can impact which one to choose. Hosts Anne Rhodes, Chief Legal Officer at wealth.com and Thomas Koppelman, Head of Community at wealth.com and Lead Financial Advisor at AllStreet Wealth, get into the major differences between the two types of trusts, how people should approach choosing the right type of trust, and some misconceptions, including: How living in or moving to a community property state could impact a decision How joint trusts may negatively impact tax planning Why a joint trust doesn’t always have to be between spouses

## Actions

- request_transcript: `POST https://stenobird.com/v1/public/podcasts/the-practical-planner-6675551/episodes/individual-vs-joint-trusts-which-one-makes-sense/transcription-requests` — Idempotently request low-priority transcript generation for this episode.
- read_markdown: `GET https://stenobird.com/podcast/the-practical-planner-6675551/individual-vs-joint-trusts-which-one-makes-sense.md` — Read the agent-friendly Markdown representation of this episode resource.

A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed.

## Transcript

Full transcripts are not published on public pages unless there is a clear rights basis.