# Critical Illness Cover + Term Life Insurance = Double Protection

Page: https://stenobird.com/podcast/the-policy-project-6373654/critical-illness-cover-term-life-insurance-double-protection
Text version: https://stenobird.com/podcast/the-policy-project-6373654/critical-illness-cover-term-life-insurance-double-protection.md
Podcast: [The Policy Project](https://stenobird.com/podcast/the-policy-project-6373654)
Published: 2026-02-07T05:30:00+00:00
Episode link: https://traffic.megaphone.fm/HTMEDIALTD1328203101.mp3
Audio file: https://traffic.megaphone.fm/HTMEDIALTD1328203101.mp3
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JSON: https://stenobird.com/v1/public/podcasts/the-policy-project-6373654/episodes/critical-illness-cover-term-life-insurance-double-protection
Duration seconds: 820

## Resource

Most people think of term life insurance as protection their family will need someday. Critical Illness Cover protects what you need today; your income, your ability to work, and financial stability, at a time when a serious illness can change everything.​ ​In this episode of The Policy Project Podcast, we explore Term Life Insurance + Critical Illness Cover = Double Protection Explained with Atul Kathuria, Business Head of Life Insurance at Policybazaar.ae and Geeta Manghnani, Senior Accounts Manager at IFA Distribution, Zurich International Life Limited.​ From how critical illness payouts work to why term life insurance alone may not always be sufficient, the conversation breaks down what it really means to protect yourself, not just your legacy.​ #PromiseOfProtection

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## Transcript

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