# Flight #115: Roth Catch-Ups and the Secure Act 2.0

Page: https://stenobird.com/podcast/the-pilot-money-guys-3623630/flight-115-roth-catch-ups-and-the-secure-act-2-0
Text version: https://stenobird.com/podcast/the-pilot-money-guys-3623630/flight-115-roth-catch-ups-and-the-secure-act-2-0.md
Podcast: [The Pilot Money Guys](https://stenobird.com/podcast/the-pilot-money-guys-3623630)
Published: 2025-10-10T12:00:00+00:00
Episode link: https://pilotmoneyguys.libsyn.com/flight-115-roth-catch-ups-and-the-secure-act-20
Audio file: https://traffic.libsyn.com/secure/pilotmoneyguys/PMG115.mp3?dest-id=2685437
Processing state: not_requested
JSON: https://stenobird.com/v1/public/podcasts/the-pilot-money-guys-3623630/episodes/flight-115-roth-catch-ups-and-the-secure-act-2-0
Duration seconds: 1956

## Resource

What do the new Secure Act 2.0 rules mean for Roth contributions and retirement planning in 2025? In this episode, we explore what pilots and high-income earners need to know about Roth catch-up contributions, required Roth designations, and the risks of in-plan Roth conversions. You'll also learn how these changes may impact your taxes, your long-term retirement savings, and the best ways to prepare now. Take The Pilot Wealth Index to find out if you are on track for retirement! You can find show notes, resources and more at: https://tinyurl.com/2f6srj8e

## Actions

- request_transcript: `POST https://stenobird.com/v1/public/podcasts/the-pilot-money-guys-3623630/episodes/flight-115-roth-catch-ups-and-the-secure-act-2-0/transcription-requests` — Idempotently request low-priority transcript generation for this episode.
- read_markdown: `GET https://stenobird.com/podcast/the-pilot-money-guys-3623630/flight-115-roth-catch-ups-and-the-secure-act-2-0.md` — Read the agent-friendly Markdown representation of this episode resource.

A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed.

## Transcript

Full transcripts are not published on public pages unless there is a clear rights basis.