# The Real Risks of Retirement With Derek Tharp

Page: https://stenobird.com/podcast/the-perfect-ria-537160/the-real-risks-of-retirement-with-derek-tharp
Text version: https://stenobird.com/podcast/the-perfect-ria-537160/the-real-risks-of-retirement-with-derek-tharp.md
Podcast: [The Perfect RIA](https://stenobird.com/podcast/the-perfect-ria-537160)
Published: 2026-04-02T07:00:00+00:00
Episode link: https://theperfectpractice.libsyn.com/the-real-risks-of-retirement-with-derek-tharp
Audio file: https://traffic.libsyn.com/secure/theperfectpractice/TPR_thur_04.02.26_Audio_Export.mp3?dest-id=674705
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Duration seconds: 1927

## Resource

In this episode, Derek Tharp discusses his unique perspectives on Social Security and retirement planning, challenging conventional wisdom and emphasizing the importance of understanding real-world risks. He highlights the need for flexibility in Social Security decisions and the significance of effective communication between advisors and clients. Derek also addresses the value that financial advisors bring to their clients and encourages advisors to create content that resonates with their audience, regardless of their level of expertise. The Real Risks of Retirement With Derek Tharp Resources in today's episode: Resources: - Matt Jarvis: Website | LinkedIn - Derek Tharp: Website | LinkedIn - Learn More about our Coaching Program

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## Transcript

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