# X Money, CBDCs & the Future of Digital Payments | Ep. 001 Page: https://stenobird.com/podcast/the-payment-expert-podcast-7761162/x-money-cbdcs-the-future-of-digital-payments-ep-001 Text version: https://stenobird.com/podcast/the-payment-expert-podcast-7761162/x-money-cbdcs-the-future-of-digital-payments-ep-001.md Podcast: [The Payment Expert Podcast](https://stenobird.com/podcast/the-payment-expert-podcast-7761162) Published: 2026-03-18T12:00:00+00:00 Episode link: https://share.transistor.fm/s/7c8c4ce8 Audio file: https://media.transistor.fm/7c8c4ce8/a134b5dc.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/the-payment-expert-podcast-7761162/episodes/x-money-cbdcs-the-future-of-digital-payments-ep-001 Duration seconds: 1453 ## Resource Elon Musk's X Money launches April 2026 – but is it a payments product or a revenue pivot? We break down the Visa Direct integration, the WeChat super app myth, and whether X can earn the trust financial services demands. Plus: a CBDC ban buried in a US housing bill, what a permanent digital dollar block means for stablecoin infrastructure, and how MiCA shapes X Money's global ambitions. Host: Louis Thompsett Guests: Kieran O'Connor & Callum Williams Producer: Anaya McDonald Editor: Anaya McDonald ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/the-payment-expert-podcast-7761162/episodes/x-money-cbdcs-the-future-of-digital-payments-ep-001/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/the-payment-expert-podcast-7761162/x-money-cbdcs-the-future-of-digital-payments-ep-001.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.