# UK Unified Payment Regulation Shifts | Ep. 007

Page: https://stenobird.com/podcast/the-payment-expert-podcast-7761162/uk-unified-payment-regulation-shifts-ep-007
Text version: https://stenobird.com/podcast/the-payment-expert-podcast-7761162/uk-unified-payment-regulation-shifts-ep-007.md
Podcast: [The Payment Expert Podcast](https://stenobird.com/podcast/the-payment-expert-podcast-7761162)
Published: 2026-04-29T04:00:00+00:00
Episode link: https://share.transistor.fm/s/85360131
Audio file: https://media.transistor.fm/85360131/8dc00cd4.mp3
Processing state: not_requested
JSON: https://stenobird.com/v1/public/podcasts/the-payment-expert-podcast-7761162/episodes/uk-unified-payment-regulation-shifts-ep-007
Duration seconds: 1566

## Resource

In today's episode, Host Louis Thompsett is joined by Payment Expert Editor Rachael Kennedy and Senior Business Journalist Kieran O'Connor as the trio discuss the major regulatory shifts emerging from UK FinTech Week, specifically the government's push for a unified framework for digital money and the FCA's evolving stance on AI. Tune in to today's episode to find out: How the UK plans to bring stablecoins, tokenized deposits, and e-money under a single regulatory umbrella by 2027. What the official folding of the Payment Systems Regulator (PSR) into the FCA means for future industry oversight. Why the Bank of England is considering a £20,000 limit on individual stablecoin holdings to prevent deposit flight. The FCA’s "no new rules" approach to agentic AI and how industry labs are shaping future practice. Whether the UK’s "pro-innovation" strategy will successfully balance centralised strategy with decentralised rule making. Host: Louis Thompsett Guests: Rachael Kennedy & Kieran O’Connor Producer: Anaya McDonald Editor: Anaya McDonald Learn more about the latest payments insights: https://paymentexpert.com

## Actions

- request_transcript: `POST https://stenobird.com/v1/public/podcasts/the-payment-expert-podcast-7761162/episodes/uk-unified-payment-regulation-shifts-ep-007/transcription-requests` — Idempotently request low-priority transcript generation for this episode.
- read_markdown: `GET https://stenobird.com/podcast/the-payment-expert-podcast-7761162/uk-unified-payment-regulation-shifts-ep-007.md` — Read the agent-friendly Markdown representation of this episode resource.

A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed.

## Transcript

Full transcripts are not published on public pages unless there is a clear rights basis.