# The Future of Payment Automation with UK Payments Initiative (UKPI)| Ep. 013

Page: https://stenobird.com/podcast/the-payment-expert-podcast-7761162/the-future-of-payment-automation-with-uk-payments-initiative-ukpi-ep-013
Text version: https://stenobird.com/podcast/the-payment-expert-podcast-7761162/the-future-of-payment-automation-with-uk-payments-initiative-ukpi-ep-013.md
Podcast: [The Payment Expert Podcast](https://stenobird.com/podcast/the-payment-expert-podcast-7761162)
Published: 2026-06-10T04:00:00+00:00
Episode link: https://share.transistor.fm/s/6495c9e9
Audio file: https://media.transistor.fm/6495c9e9/3911de42.mp3
Processing state: not_requested
JSON: https://stenobird.com/v1/public/podcasts/the-payment-expert-podcast-7761162/episodes/the-future-of-payment-automation-with-uk-payments-initiative-ukpi-ep-013
Duration seconds: 1345

## Resource

This episode features insights from the launch of the UK Payments Initiative (UKPI) at Money20/20 Europe, focusing on how Commercial Variable Recurring Payments (cVRPs) are transforming the open banking landscape. Experts discuss the phased rollout of these payment methods, regulatory and pricing frameworks, and the ecosystem collaboration required for widespread consumer adoption. Key Topics The evolution of UKPI and the shift to commercial-driven open banking Commercial Variable Recurring Payments (cVRPs) vs. traditional direct debits and cards The phased rollout of cVRPs (Wave 1 restricted use cases to Wave 2 broader applications) Consumer benefits, including payment parameters, visibility, and control within banking apps Regulatory considerations, independent pricing principles, and mitigation of litigation risks Technical plumbing, industry collaboration, and transaction volume as key success metrics Host: Louis Thompsett Guest: Richard Mould Producer: Anaya McDonald Editor: Anaya McDonald Learn more about the latest payments insights: https://paymentexpert.com

## Actions

- request_transcript: `POST https://stenobird.com/v1/public/podcasts/the-payment-expert-podcast-7761162/episodes/the-future-of-payment-automation-with-uk-payments-initiative-ukpi-ep-013/transcription-requests` — Idempotently request low-priority transcript generation for this episode.
- read_markdown: `GET https://stenobird.com/podcast/the-payment-expert-podcast-7761162/the-future-of-payment-automation-with-uk-payments-initiative-ukpi-ep-013.md` — Read the agent-friendly Markdown representation of this episode resource.

A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed.

## Transcript

Full transcripts are not published on public pages unless there is a clear rights basis.