# The Cashless Future Is Failing? | Ep. 004 Page: https://stenobird.com/podcast/the-payment-expert-podcast-7761162/the-cashless-future-is-failing-ep-004 Text version: https://stenobird.com/podcast/the-payment-expert-podcast-7761162/the-cashless-future-is-failing-ep-004.md Podcast: [The Payment Expert Podcast](https://stenobird.com/podcast/the-payment-expert-podcast-7761162) Published: 2026-04-08T04:00:00+00:00 Episode link: https://share.transistor.fm/s/486c0eb4 Audio file: https://media.transistor.fm/486c0eb4/7d8e0dd6.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/the-payment-expert-podcast-7761162/episodes/the-cashless-future-is-failing-ep-004 Duration seconds: 1316 ## Resource We explore: Why New York is legally protecting cash payments The reality of unbanked and underbanked populations Whether digital payments can truly replace cash The risks of relying on digital infrastructure How war, outages and crises expose payment vulnerabilities Why central banks are still investing in physical money This isn’t just about payments, it’s about access, resilience and the future of money itself. Host: Louis Thompsett Guests: Rachael Kennedy & Kieran O’Connor Producer: Anaya McDonald Editor: Anaya McDonald Learn more about the latest payments insights: https://paymentexpert.com ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/the-payment-expert-podcast-7761162/episodes/the-cashless-future-is-failing-ep-004/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/the-payment-expert-podcast-7761162/the-cashless-future-is-failing-ep-004.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.