# Beating SBI, 1% NPAs & India's Massive Loan Gap I Victor Senpaty Co-Founder Propelld Page: https://stenobird.com/podcast/the-neon-show-862453/beating-sbi-1-npas-india-s-massive-loan-gap-i-victor-senpaty-co-founder-propelld Text version: https://stenobird.com/podcast/the-neon-show-862453/beating-sbi-1-npas-india-s-massive-loan-gap-i-victor-senpaty-co-founder-propelld.md Podcast: [The Neon Show](https://stenobird.com/podcast/the-neon-show-862453) Published: 2026-07-07T12:30:00+00:00 Episode link: https://www.buzzsprout.com/1601695/episodes/19457778-beating-sbi-1-npas-india-s-massive-loan-gap-i-victor-senpaty-co-founder-propelld.mp3 Audio file: https://www.buzzsprout.com/1601695/episodes/19457778-beating-sbi-1-npas-india-s-massive-loan-gap-i-victor-senpaty-co-founder-propelld.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/the-neon-show-862453/episodes/beating-sbi-1-npas-india-s-massive-loan-gap-i-victor-senpaty-co-founder-propelld Duration seconds: 3303 ## Resource Who is funding the students that India's banks won't touch? Propelld is one of India's largest education-focused lenders, giving loans to roughly 1.5 lakh students every year — matching SBI — with a team a fraction of the size and no branch network. In a single financial year it now disburses more education loans than SBI did in six years of its history. Victor started Propelld in 2016 with a thesis born out of a Milton Friedman paper: a good student should never have to walk away from a go... ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/the-neon-show-862453/episodes/beating-sbi-1-npas-india-s-massive-loan-gap-i-victor-senpaty-co-founder-propelld/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/the-neon-show-862453/beating-sbi-1-npas-india-s-massive-loan-gap-i-victor-senpaty-co-founder-propelld.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.