# Self-Employed? Building Soon? These Loan Programs Will Change Everything

Page: https://stenobird.com/podcast/the-mortgage-guy-6318482/self-employed-building-soon-these-loan-programs-will-change-everything
Text version: https://stenobird.com/podcast/the-mortgage-guy-6318482/self-employed-building-soon-these-loan-programs-will-change-everything.md
Podcast: [The Mortgage Guy](https://stenobird.com/podcast/the-mortgage-guy-6318482)
Published: 2025-07-23T12:00:00+00:00
Episode link: https://31fbe698-ace8-4bec-8d18-b8ef57d40af9.libsyn.com/self-employed-building-soon-these-loan-programs-will-change-everything
Audio file: https://traffic.libsyn.com/secure/31fbe698-ace8-4bec-8d18-b8ef57d40af9/Ep._100_OPUS.mp3?dest-id=3914595
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JSON: https://stenobird.com/v1/public/podcasts/the-mortgage-guy-6318482/episodes/self-employed-building-soon-these-loan-programs-will-change-everything
Duration seconds: 773

## Resource

In this episode, Adam breaks down non-QM loans and construction lending—two flexible options for today's unique buyers and builders. 🏠 Topics Covered: ✔️ Bank statement loans for self-employed borrowers ✔️ DSCR loans for real estate investors ✔️ Financing non-warrantable condos (as little as 10% down!) ✔️ SmartEdge, SmartSelf, and SmartVest programs ✔️ Construction loan planning tips for 2025 builds ✔️ What to know if you've recently gone self-employed ✔️ How to avoid costly mistakes when building on your own land 💼 Western Ohio Mortgage MB #9601 💼 Adam J. Rose NMLS #870301

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## Transcript

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