# 🏠 Ohio Down Payment Assistance Just Changed – Don't Miss Out!

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Text version: https://stenobird.com/podcast/the-mortgage-guy-6318482/ohio-down-payment-assistance-just-changed-don-t-miss-out.md
Podcast: [The Mortgage Guy](https://stenobird.com/podcast/the-mortgage-guy-6318482)
Published: 2025-07-09T12:00:00+00:00
Episode link: https://31fbe698-ace8-4bec-8d18-b8ef57d40af9.libsyn.com/-ohio-down-payment-assistance-just-changed-dont-miss-out
Audio file: https://traffic.libsyn.com/secure/31fbe698-ace8-4bec-8d18-b8ef57d40af9/Ep._99_OPUS.mp3?dest-id=3914595
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Duration seconds: 623

## Resource

In this episode of The Mortgage Guy Podcast, Adam breaks down the major July 1st updates to the OFA program (Ohio Housing Finance Agency) and how they impact homebuyers across Ohio. If you're a first-time homebuyer, an agent, or just exploring mortgage options in 2025, this episode covers everything from income limits to lower-than-market rates and turn-time warnings. 🔑 What You'll Learn: ✅ Updated OFA DPA amounts: 3.5% for FHA/VA/USDA, 3% for Conventional 🏡 New income limits for targeted vs. non-targeted areas 💥 How straight OFA offers sub-market interest rates 👮‍♀️ Special Ohio Heroes program for service workers 🕒 OFA turn time expectations & disclosure best practices ⚠️ Credit score & DTI ratio eligibility criteria 📞 Why you might want to re-check your pre-approval ASAP 📩 Questions or suggestions? Drop a comment or reach out directly: arose@westernohiomortgage.com 🏡 Connect with Western Ohio Mortgage 📍 733 Fair Rd., Sidney, OH 45365 📞 Office: 937-497-9662 Western Ohio Mortgage MB #9601 Adam J. Rose NMLS #870301

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## Transcript

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