# Big Mortgage Update: Trigger Leads Eliminated & Where Rates Are Heading Page: https://stenobird.com/podcast/the-mortgage-guy-6318482/big-mortgage-update-trigger-leads-eliminated-where-rates-are-heading Text version: https://stenobird.com/podcast/the-mortgage-guy-6318482/big-mortgage-update-trigger-leads-eliminated-where-rates-are-heading.md Podcast: [The Mortgage Guy](https://stenobird.com/podcast/the-mortgage-guy-6318482) Published: 2026-03-18T12:00:00+00:00 Episode link: https://31fbe698-ace8-4bec-8d18-b8ef57d40af9.libsyn.com/big-mortgage-update-trigger-leads-eliminated-where-rates-are-heading Audio file: https://traffic.libsyn.com/secure/31fbe698-ace8-4bec-8d18-b8ef57d40af9/Ep._117_OPUS_hd.mp3?dest-id=3914595 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/the-mortgage-guy-6318482/episodes/big-mortgage-update-trigger-leads-eliminated-where-rates-are-heading Duration seconds: 711 ## Resource Mortgage rates update, trigger leads ban, housing market update, and mortgage rate forecast for 2026. In this episode of The Mortgage Guy Podcast, Adam Rose from Western Ohio Mortgage explains the end of mortgage trigger leads, what it means for homebuyers, and how the change affects the mortgage industry. For years, trigger leads from credit bureaus like Experian, Equifax, and TransUnion caused homebuyers to receive dozens of calls after a mortgage credit pull. Now the trigger lead practice has officially ended, which is a major win for consumers and mortgage lenders. Adam also breaks down the current mortgage rate environment, the Federal Reserve interest rate outlook, and why experts still expect 2–3 rate cuts in 2026. If you're watching the housing market, mortgage interest rates, or planning to buy a home, this episode explains what's happening right now. You'll also hear Adam discuss spring housing market trends, rising inventory levels, and why getting pre-approved for a mortgage is still one of the most important steps when buying a home. (Plus a special appearance from Gracie 🐢) βœ” Trigger Leads Officially Banned – What it means for borrowers βœ” Mortgage Rates Update – Where rates are today βœ” Federal Reserve Outlook – Possible rate cuts in 2026 βœ” Housing Market Trends – Spring market inventory increasing βœ” Why Pre-Approval Is Still Critical for Homebuyers βœ” Ohio housing policy updates and affordability discussions If you're planning to buy a home, refinance, or simply want to stay informed about the housing market, this episode is packed with valuable insight. πŸ‘‰ Subscribe on YouTube and listen on Apple Podcasts and Spotify so you never miss an episode. πŸ“ž Questions about buying a home or improving your mortgage readiness? Reach out to the team at Western Ohio Mor… ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/the-mortgage-guy-6318482/episodes/big-mortgage-update-trigger-leads-eliminated-where-rates-are-heading/transcription-requests` β€” Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/the-mortgage-guy-6318482/big-mortgage-update-trigger-leads-eliminated-where-rates-are-heading.md` β€” Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.