# Question Time: Is my energy bill wrong? Do credit cards repay 0% debt first? Is your AI investment a scam?

Page: https://stenobird.com/podcast/the-martin-lewis-podcast-644025/question-time-is-my-energy-bill-wrong-do-credit-cards-repay-0-debt-first-is-your-ai-investment-a-scam
Text version: https://stenobird.com/podcast/the-martin-lewis-podcast-644025/question-time-is-my-energy-bill-wrong-do-credit-cards-repay-0-debt-first-is-your-ai-investment-a-scam.md
Podcast: [The Martin Lewis Podcast](https://stenobird.com/podcast/the-martin-lewis-podcast-644025)
Published: 2026-02-16T13:00:00+00:00
Episode link: http://www.bbc.co.uk/programmes/p0n0zg22
Audio file: http://open.live.bbc.co.uk/mediaselector/6/redir/version/2.0/mediaset/audio-nondrm-download-rss/proto/http/vpid/p0n0zm58.mp3
Processing state: not_requested
JSON: https://stenobird.com/v1/public/podcasts/the-martin-lewis-podcast-644025/episodes/question-time-is-my-energy-bill-wrong-do-credit-cards-repay-0-debt-first-is-your-ai-investment-a-scam
Duration seconds: 2174

## Resource

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: why is my energy bill so high, and how do I check if it’s right? If I’ve got 0% debt and normal debt on a credit card, which do they clear first? I’ve just seen you advertising ‘Quantum AI’ with a guaranteed £25,000 return! Is it true? (Spoiler: no, it’s a scam). If you’ve earned cashback, but returned the product, what happens? Can you tell me the best account for under 11s? Plus, beam me up, Martin, what’s your favourite sci-fi? If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know if he’s got a favourite flower, if he’s a proper romantic, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

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## Transcript

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