# Question Time: Homeless to Homeowner- what next? Debt making me ill.. help! Save, or pay on 0% card? Close old accounts?

Page: https://stenobird.com/podcast/the-martin-lewis-podcast-644025/question-time-homeless-to-homeowner-what-next-debt-making-me-ill-help-save-or-pay-on-0-card-close-old-accounts
Text version: https://stenobird.com/podcast/the-martin-lewis-podcast-644025/question-time-homeless-to-homeowner-what-next-debt-making-me-ill-help-save-or-pay-on-0-card-close-old-accounts.md
Podcast: [The Martin Lewis Podcast](https://stenobird.com/podcast/the-martin-lewis-podcast-644025)
Published: 2026-03-02T13:00:00+00:00
Episode link: http://www.bbc.co.uk/programmes/p0n3sb8k
Audio file: http://open.live.bbc.co.uk/mediaselector/6/redir/version/2.0/mediaset/audio-nondrm-download-rss/proto/http/vpid/p0n3s8ws.mp3
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Duration seconds: 1787

## Resource

Martin Lewis gives his advice on what to do if you are overwhelmed by debt. He answers a question from someone facing debt problems which are having a very serious impact on their mental health. We hear a beautiful tale of moving from homeless to homeowner – and Martin explains what to do next after you have bought a house. Martin answers a question from a listener who to know if they should use Buy Now Pay Later, a 0% Purchase Card or just save up. Plus, find out what to do if you have a current accounts you don’t use. Plus Martin shares his remarkable hole-in-one golfing record. If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know what colour his eyes are, what he's planning to do in his eventual retirement, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

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## Transcript

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