# Plan 2 Student Loans Pod Extra: Stop the repayment freeze – and should you overpay?

Page: https://stenobird.com/podcast/the-martin-lewis-podcast-644025/plan-2-student-loans-pod-extra-stop-the-repayment-freeze-and-should-you-overpay
Text version: https://stenobird.com/podcast/the-martin-lewis-podcast-644025/plan-2-student-loans-pod-extra-stop-the-repayment-freeze-and-should-you-overpay.md
Podcast: [The Martin Lewis Podcast](https://stenobird.com/podcast/the-martin-lewis-podcast-644025)
Published: 2026-01-30T13:00:00+00:00
Episode link: http://www.bbc.co.uk/programmes/p0my3pp3
Audio file: http://open.live.bbc.co.uk/mediaselector/6/redir/version/2.0/mediaset/audio-nondrm-download-rss/proto/http/vpid/p0my3hv2.mp3
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Duration seconds: 1565

## Resource

Bonus Podcast - Martin Lewis gives his advice for people on a Plan 2 Student Loan. With the Government freezing the repayment threshold he explains if you should overpay now (spoiler: for some yes, many no). The pod features Martin speaking to Victoria Derbyshire about UK Chancellor Rachel Reeves's decision to freeze the student debt repayment threshold for three years and the experience of graduates paying interest on a Plan 2 student loan. You can get in touch with the team by emailing martinlewispodcast@bbc.co.uk – make sure to send in your burning questions and any successes you’ve had following Martin’s advice!

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## Transcript

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