# Analyzing RETR’s 2026 Mortgage Report: Growth, Consolidation, & the Rise of Broker Models | Ep. 629 Page: https://stenobird.com/podcast/the-loan-officer-podcast-1213263/analyzing-retr-s-2026-mortgage-report-growth-consolidation-the-rise-of-broker-models-ep-629 Text version: https://stenobird.com/podcast/the-loan-officer-podcast-1213263/analyzing-retr-s-2026-mortgage-report-growth-consolidation-the-rise-of-broker-models-ep-629.md Podcast: [The Loan Officer Podcast](https://stenobird.com/podcast/the-loan-officer-podcast-1213263) Published: 2026-05-26T15:44:59+00:00 Episode link: https://TheLoanOfficerPodcast.podbean.com/e/analyzing-retr-s-2026-mortgage-report-growth-consolidation-the-rise-of-broker-models-ep-629/ Audio file: https://mcdn.podbean.com/mf/web/fntd6q4b5cbaqphu/TLOP-POD629-FINAL-20260522.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/the-loan-officer-podcast-1213263/episodes/analyzing-retr-s-2026-mortgage-report-growth-consolidation-the-rise-of-broker-models-ep-629 Duration seconds: 3554 ## Resource In this episode of the Loan Officer Podcast, host Dustin Owen is joined by Marketing Mike and Karina Mojica as they take a deep dive into the latest mortgage industry data sourced from RETR, focusing on trends and developments projected for early 2026. The team discusses comprehensive findings that highlight significant movement within the industry, including the notable statistic that over 10,000 loan originators have switched companies during this period. This mass migration underscores the dynamic nature of the mortgage landscape and the ongoing search for better opportunities among professionals. The analysis reveals that, among all origination channels, brokers stand out as the only segment demonstrating net positive growth in both the number of originators and overall loan volume. This trend suggests a growing preference for the broker model, possibly due to its flexibility and client-centric approach. The hosts break down the performance of major players, noting that CrossCountry Mortgage led the industry in volume gains, solidifying its position as a top destination for high-performing originators. In contrast, Rocket Mortgage experienced the largest losses in both originator count and volume, prompting a discussion about the challenges faced by larger, more traditional lenders in adapting to current market shifts. Throughout the episode, Dustin, Mike, and Karina explore the underlying factors driving these trends, such as the impact of mergers and acquisitions, evolving business models, and the increasing importance of technology and innovation in the mortgage process. They emphasize that for loan originators aiming to succeed in today’s highly competitive environment, it is crucial to align with growth-oriented companies that offer structured coaching, robust… ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/the-loan-officer-podcast-1213263/episodes/analyzing-retr-s-2026-mortgage-report-growth-consolidation-the-rise-of-broker-models-ep-629/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/the-loan-officer-podcast-1213263/analyzing-retr-s-2026-mortgage-report-growth-consolidation-the-rise-of-broker-models-ep-629.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.