# Medicaid Gifting Penalties in Florida: Why Helping Your Kids Can Backfire

Page: https://stenobird.com/podcast/the-legal-podcast-network-6936259/medicaid-gifting-penalties-in-florida-why-helping-your-kids-can-backfire
Text version: https://stenobird.com/podcast/the-legal-podcast-network-6936259/medicaid-gifting-penalties-in-florida-why-helping-your-kids-can-backfire.md
Podcast: [The Legal Podcast Network](https://stenobird.com/podcast/the-legal-podcast-network-6936259)
Published: 2026-07-06T15:51:32+00:00
Episode link: https://thelegalpodcastnetwork.podbean.com/e/medicaid-gifting-penalties-in-florida-why-helping-your-kids-can-backfire/
Audio file: https://mcdn.podbean.com/mf/web/vjuridu5qb5wwf5a/Andy_Rosenberg_EP_288kpxz.mp3
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Duration seconds: 1280

## Resource

In this episode of If You Don’t Plan, You’re Stupid, Florida estate planning attorney Andrew Rosenberg and host LeAnn Lyon delve into the complexities of Medicaid gifting penalties. They clarify common misconceptions about Medicaid and Medicare, emphasizing the importance of understanding the five-year look-back period for gifts under Florida’s Medicaid rules. Andrew explains the challenges families face when trying to qualify for Medicaid, including asset and income limits, and offers strategies like personal service agreements and irrevocable trusts to navigate these hurdles. The discussion highlights the critical need for proper planning to avoid financial penalties and ensure eligibility for Medicaid benefits. Listeners will gain valuable insights into protecting their assets while securing necessary care for their loved ones.

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## Transcript

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